# Great Lakes Bay Financial

> Great Lakes Bay Financial is a state-registered investment advisory firm in Saginaw, MI, registered since 2026, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.

- CRD: 297138
- Filed as: GREAT LAKES BAY FINANCIAL
- Legal name: Great Lakes Bay Financial LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Saginaw, MI
- Filing period: October 2026
- Form ADV filing dated: March 3, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/297138
- AdvisorCensus page: https://advisorcensus.com/firm/great-lakes-bay-financial-saginaw-mi-297138

## Quick answers

**How is Great Lakes Bay Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Great Lakes Bay Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Great Lakes Bay Financial located?**
Great Lakes Bay Financial's principal office is in Saginaw, MI, according to its Form ADV.

**Is Great Lakes Bay Financial registered with the SEC or a state?**
Great Lakes Bay Financial is a state-registered investment advisory firm, registered since 2026. Status as filed: APPROVED. CRD 297138.

**How much does Great Lakes Bay Financial manage?**
Great Lakes Bay Financial reports $0 in regulatory assets under management in its Form ADV filing dated March 3, 2026.

**Does Great Lakes Bay Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/297138

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $0
- Discretionary: $0
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- faceook.com/GreatLakesBayFinancial
- greatlakesbayfinancial.com
- LinkedIn @great-lakes-bay-financial
- X @lakes_bay

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Great Lakes Bay Financial (CRD 297138): Form ADV filing data as of October 2026.