# Gragg Financial

> Gragg Financial is an SEC-registered investment advisory firm in Shelby, NC, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 13, 2026.

- CRD: 110592
- Filed as: GRAGG FINANCIAL
- Legal name: Gragg & Gragg, L.L.P.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Shelby, NC
- Filing period: October 2026
- Form ADV filing dated: February 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110592
- AdvisorCensus page: https://advisorcensus.com/firm/gragg-financial-shelby-nc-110592

## Quick answers

**How is Gragg Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Gragg Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Gragg Financial located?**
Gragg Financial's principal office is in Shelby, NC, according to its Form ADV.

**Is Gragg Financial registered with the SEC or a state?**
Gragg Financial is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 110592.

**How much does Gragg Financial manage?**
Gragg Financial reports $215,357,909 in regulatory assets under management in its Form ADV filing dated February 13, 2026 (100% discretionary).

**How have Gragg Financial's assets and staff changed since 2021?**
In the Form ADV data for Gragg Financial: Regulatory assets under management: $160,721,210 in the October 2021 data and $215,357,909 in the October 2026 data, up 34%. Total employees: 8 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Gragg Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (255); high net worth individuals (55); pension and profit sharing plans (but not the plan participants or government pension plans) (10).

**Does Gragg Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110592

**What changed in Gragg Financial's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 2 to 3.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $215,357,909
- Discretionary: $215,357,909
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 255 | $49,137,455 |
| High net worth individuals | 55 | $108,653,350 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 10 | $24,393,539 |
| Charitable organizations | 6 | $31,959,702 |
| Corporations or other businesses not listed above | 1 | $1,213,863 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (5 years)
- Employees: 12 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, SC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- graggfinancial.com
- Facebook @graggfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $160,721,210 | 8 | September 17, 2021 |
| October 2022 | $173,665,253 | 9 | July 20, 2022 |
| October 2023 | $148,713,535 | 11 | February 24, 2023 |
| October 2024 | $181,871,071 | 11 | April 26, 2024 |
| October 2025 | $205,209,381 | 12 | February 3, 2025 |
| October 2026 | $215,357,909 | 12 | February 13, 2026 |

Regulatory assets under management: $160,721,210 in the October 2021 data and $215,357,909 in the October 2026 data, up 34%.
Total employees: 8 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 2 to 3.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Gragg Financial (CRD 110592): Form ADV filing data as of October 2026.