{
  "crd_number": 110592,
  "slug": "gragg-financial-shelby-nc-110592",
  "primary_business_name": "GRAGG FINANCIAL",
  "legal_name": "GRAGG & GRAGG, L.L.P.",
  "dbas": [],
  "city": "Shelby",
  "state": "NC",
  "country": "United States",
  "cbsa_code": "43140",
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2020-10-07",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-02-13",
  "carried_forward": false,
  "raum_total": 215357909.0,
  "raum_discretionary": 215357909.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 12,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 31959702.0,
      "count": 6
    },
    "individuals": {
      "raum": 49137455.0,
      "count": 255
    },
    "pension_profit_sharing": {
      "raum": 24393539.0,
      "count": 10
    },
    "high_net_worth_individuals": {
      "raum": 108653350.0,
      "count": 55
    },
    "corporations_other_businesses": {
      "raum": 1213863.0,
      "count": 1
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "NC",
    "SC"
  ],
  "websites": [
    "https://facebook.com/graggfinancial",
    "https://graggfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110592",
  "city_as_filed": "SHELBY",
  "url": "https://advisorcensus.com/firm/gragg-financial-shelby-nc-110592",
  "display_name": "Gragg Financial",
  "summary": "Gragg Financial is an SEC-registered investment advisory firm in Shelby, NC, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 13, 2026.",
  "citation": "AdvisorCensus. Gragg Financial (CRD 110592): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Gragg Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Gragg Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Gragg Financial located?",
      "a": "Gragg Financial's principal office is in Shelby, NC, according to its Form ADV."
    },
    {
      "q": "Is Gragg Financial registered with the SEC or a state?",
      "a": "Gragg Financial is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 110592."
    },
    {
      "q": "How much does Gragg Financial manage?",
      "a": "Gragg Financial reports $215,357,909 in regulatory assets under management in its Form ADV filing dated February 13, 2026 (100% discretionary)."
    },
    {
      "q": "How have Gragg Financial's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Gragg Financial: Regulatory assets under management: $160,721,210 in the October 2021 data and $215,357,909 in the October 2026 data, up 34%. Total employees: 8 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Gragg Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (255); high net worth individuals (55); pension and profit sharing plans (but not the plan participants or government pension plans) (10)."
    },
    {
      "q": "Does Gragg Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110592"
    },
    {
      "q": "What changed in Gragg Financial's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 2 to 3."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 160721210.0,
      "total_employees": 8,
      "filing_date": "2021-09-17"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 173665253.0,
      "total_employees": 9,
      "filing_date": "2022-07-20"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 148713535.0,
      "total_employees": 11,
      "filing_date": "2023-02-24"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 181871071.0,
      "total_employees": 11,
      "filing_date": "2024-04-26"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 205209381.0,
      "total_employees": 12,
      "filing_date": "2025-02-03"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 215357909.0,
      "total_employees": 12,
      "filing_date": "2026-02-13"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 2 to 3."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/gragg-financial-shelby-nc-110592.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 255,
      "fewer_than_5": false,
      "raum": 49137455.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 55,
      "fewer_than_5": false,
      "raum": 108653350.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 10,
      "fewer_than_5": false,
      "raum": 24393539.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 6,
      "fewer_than_5": false,
      "raum": 31959702.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 1,
      "fewer_than_5": false,
      "raum": 1213863.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110592",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}