# Gould Ruma Financial Advisors

> Gould Ruma Financial Advisors is a state-registered investment advisory firm in Toledo, OH, registered since 1999, with no regulatory assets under management reported in its Form ADV filing dated January 29, 2026.

- CRD: 119804
- Filed as: GOULD RUMA FINANCIAL ADVISORS
- Legal name: Gould Ruma Financial Advisors, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Toledo, OH
- Filing period: October 2026
- Form ADV filing dated: January 29, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/119804
- AdvisorCensus page: https://advisorcensus.com/firm/gould-ruma-financial-advisors-toledo-oh-119804

## Quick answers

**How is Gould Ruma Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Gould Ruma Financial Advisors reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Gould Ruma Financial Advisors located?**
Gould Ruma Financial Advisors' principal office is in Toledo, OH, according to its Form ADV.

**Is Gould Ruma Financial Advisors registered with the SEC or a state?**
Gould Ruma Financial Advisors is a state-registered investment advisory firm, registered since 1999. Status as filed: APPROVED. CRD 119804.

**Does Gould Ruma Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/119804

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Financial planning services
- Other

### Firm details
- Registered since: 1999 (27 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: OH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- gouldruma.com
- Facebook @GouldRumaFinancialAdvisors
- LinkedIn @colleen-oberhaus-2895014a
- LinkedIn @pete-rukma-cfp
- X @GRFinancialAdv

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Gould Ruma Financial Advisors (CRD 119804): Form ADV filing data as of October 2026.