# Gibson Financial Solutions, Inc.

> Gibson Financial Solutions, Inc. is an SEC-registered investment advisory firm in Ellsworth, ME, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 117831
- Filed as: GIBSON FINANCIAL SOLUTIONS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ellsworth, ME
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/117831
- AdvisorCensus page: https://advisorcensus.com/firm/gibson-financial-solutions-inc-ellsworth-me-117831

## Quick answers

**How is Gibson Financial Solutions, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Gibson Financial Solutions, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Gibson Financial Solutions, Inc. charge?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Hourly rate: $200 an hour (financial planning and consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Gibson Financial Solutions, Inc. located?**
Gibson Financial Solutions, Inc.'s principal office is in Ellsworth, ME, according to its Form ADV.

**Is Gibson Financial Solutions, Inc. registered with the SEC or a state?**
Gibson Financial Solutions, Inc. is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 117831.

**How much does Gibson Financial Solutions, Inc. manage?**
Gibson Financial Solutions, Inc. reports $133,747,738 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (91% discretionary).

**How have Gibson Financial Solutions, Inc.'s assets and staff changed since 2024?**
In the Form ADV data for Gibson Financial Solutions, Inc.: Regulatory assets under management: $122,224,911 in the October 2024 data and $133,747,738 in the October 2026 data, up 9%. Total employees: 2 in October 2024 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Gibson Financial Solutions, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (129); high net worth individuals (24).

**Which custodians does Gibson Financial Solutions, Inc. use?**
Gibson Financial Solutions, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Gibson Financial Solutions, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/117831

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Minimum annual fee: $500

> The minimum annual fee is generally $500.

- Hourly rate: $200 an hour (financial planning and consulting)

> We prepare financial plans and consult using an hourly fee of $200. The fee for financial planning and consulting is based on the number of hours involved

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $133,747,738
- Discretionary: $121,601,151
- Non-discretionary: $12,146,587

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 129 | $62,009,470 |
| High net worth individuals | 24 | $71,738,268 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, ME, NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- gibsonfinancialsolutions.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $122,224,911 | 2 | August 7, 2024 |
| October 2025 | $124,927,944 | 2 | March 6, 2025 |
| October 2026 | $133,747,738 | 2 | March 11, 2026 |

Regulatory assets under management: $122,224,911 in the October 2024 data and $133,747,738 in the October 2026 data, up 9%.
Total employees: 2 in October 2024 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Gibson Financial Solutions, Inc. (CRD 117831): Form ADV filing data as of October 2026.