{
  "crd_number": 117831,
  "slug": "gibson-financial-solutions-inc-ellsworth-me-117831",
  "primary_business_name": "GIBSON FINANCIAL SOLUTIONS, INC.",
  "legal_name": "GIBSON FINANCIAL SOLUTIONS, INC.",
  "dbas": [],
  "city": "Ellsworth",
  "state": "ME",
  "country": "United States",
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-09-09",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-03-11",
  "carried_forward": false,
  "raum_total": 133747738.0,
  "raum_discretionary": 121601151.0,
  "raum_non_discretionary": 12146587.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 62009470.0,
      "count": 129
    },
    "high_net_worth_individuals": {
      "raum": 71738268.0,
      "count": 24
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "ME",
    "NH"
  ],
  "websites": [
    "https://gibsonfinancialsolutions.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117831",
  "city_as_filed": "ELLSWORTH",
  "url": "https://advisorcensus.com/firm/gibson-financial-solutions-inc-ellsworth-me-117831",
  "display_name": "Gibson Financial Solutions, Inc.",
  "summary": "Gibson Financial Solutions, Inc. is an SEC-registered investment advisory firm in Ellsworth, ME, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.",
  "citation": "AdvisorCensus. Gibson Financial Solutions, Inc. (CRD 117831): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Gibson Financial Solutions, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Gibson Financial Solutions, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Gibson Financial Solutions, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 states: Hourly rate: $200 an hour (financial planning and consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Gibson Financial Solutions, Inc. located?",
      "a": "Gibson Financial Solutions, Inc.'s principal office is in Ellsworth, ME, according to its Form ADV."
    },
    {
      "q": "Is Gibson Financial Solutions, Inc. registered with the SEC or a state?",
      "a": "Gibson Financial Solutions, Inc. is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 117831."
    },
    {
      "q": "How much does Gibson Financial Solutions, Inc. manage?",
      "a": "Gibson Financial Solutions, Inc. reports $133,747,738 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (91% discretionary)."
    },
    {
      "q": "How have Gibson Financial Solutions, Inc.'s assets and staff changed since 2024?",
      "a": "In the Form ADV data for Gibson Financial Solutions, Inc.: Regulatory assets under management: $122,224,911 in the October 2024 data and $133,747,738 in the October 2026 data, up 9%. Total employees: 2 in October 2024 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Gibson Financial Solutions, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (129); high net worth individuals (24)."
    },
    {
      "q": "Which custodians does Gibson Financial Solutions, Inc. use?",
      "a": "Gibson Financial Solutions, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Gibson Financial Solutions, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/117831"
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 122224911.0,
      "total_employees": 2,
      "filing_date": "2024-08-07"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 124927944.0,
      "total_employees": 2,
      "filing_date": "2025-03-06"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 133747738.0,
      "total_employees": 2,
      "filing_date": "2026-03-11"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 11, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$500",
    "planning_fees": [
      "Hourly rate: $200 an hour (financial planning and consulting)"
    ],
    "figures": [
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $500"
        ],
        "quotes": [
          "The minimum annual fee is generally $500."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $200 an hour (financial planning and consulting)"
        ],
        "quotes": [
          "We prepare financial plans and consult using an hourly fee of $200. The fee for financial planning and consulting is based on the number of hours involved"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": 500.0,
      "planning": [
        {
          "kind": "hourly",
          "amount": 200.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning and consulting"
        }
      ]
    },
    "quotes": [
      "The minimum annual fee is generally $500.",
      "We prepare financial plans and consult using an hourly fee of $200. The fee for financial planning and consulting is based on the number of hours involved"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/gibson-financial-solutions-inc-ellsworth-me-117831.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 129,
      "fewer_than_5": false,
      "raum": 62009470.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 24,
      "fewer_than_5": false,
      "raum": 71738268.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117831",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}