# Gerstemeier Financial Group,llc

> Gerstemeier Financial Group,llc is an SEC-registered investment advisory firm, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 127052
- Filed as: GERSTEMEIER FINANCIAL GROUP,LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/127052
- AdvisorCensus page: https://advisorcensus.com/firm/gerstemeier-financial-group-llc-127052

## Quick answers

**How is Gerstemeier Financial Group,llc compensated?**
On its Form ADV (Item 5.E, October 2026), Gerstemeier Financial Group,llc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Gerstemeier Financial Group,llc charge?**
Its Form ADV Part 2A brochure dated March 2, 2026 states: Flat fee: $1,500 to $8,000 (Financial Planning Fixed Fee); Hourly rate: $325 an hour (limited scope financial planning engagements); Flat fee: $2,500 a year (retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Gerstemeier Financial Group,llc registered with the SEC or a state?**
Gerstemeier Financial Group,llc is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 127052.

**How much does Gerstemeier Financial Group,llc manage?**
Gerstemeier Financial Group,llc reports $142,959,605 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (100% discretionary).

**How have Gerstemeier Financial Group,llc's assets and staff changed since 2022?**
In the Form ADV data for Gerstemeier Financial Group,llc: Regulatory assets under management: $114,197,421 in the October 2022 data and $142,959,605 in the October 2026 data, up 25%. Total employees: 2 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Gerstemeier Financial Group,llc serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (43); individuals (other than high net worth individuals) (30); charitable organizations (2).

**Which custodians does Gerstemeier Financial Group,llc use?**
Gerstemeier Financial Group,llc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and TIAA-CREF Individual & Institutional Services, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Gerstemeier Financial Group,llc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/127052

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Flat fee: $1,500 to $8,000 (Financial Planning Fixed Fee)

> For a financial plan, GFG charges a fixed fee predicated upon the facts known at the start of the engagement... The typical fee range is $1,500 to $8,000.

- Hourly rate: $325 an hour (limited scope financial planning engagements)

> Financial Planning Hourly Fee: For limited scope financial planning engagements, GFG will charge an hourly rate of $325 per hour for the time expended to provide the requested services.

- Flat fee: $2,500 a year (retirement plan consulting services)

> These fees generally will have a minimum charge of $2,500 per year for clients paying a fixed fee, or the annual fee ranges from 0.50% – 1.00% for clients paying based on a percentage

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- TIAA-CREF Individual & Institutional Services, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $142,959,605
- Discretionary: $142,959,605
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 30 | $15,471,915 |
| High net worth individuals | 43 | $125,652,092 |
| Charitable organizations | 2 | $1,835,598 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, IL, OH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Oak Brook, IL

### Websites listed on Form ADV (Item 1.I)
- g-fg.com
- LinkedIn @BOB-GERSTEMEIER-B018A5B3
- X @GFGPLANNING

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $114,197,421 | 2 | March 23, 2022 |
| October 2023 | $112,338,573 | 2 | June 18, 2023 |
| October 2024 | $117,710,738 | 2 | August 30, 2024 |
| October 2025 | $131,433,640 | 2 | March 6, 2025 |
| October 2026 | $142,959,605 | 2 | March 2, 2026 |

Regulatory assets under management: $114,197,421 in the October 2022 data and $142,959,605 in the October 2026 data, up 25%.
Total employees: 2 in October 2022 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Gerstemeier Financial Group,llc (CRD 127052): Form ADV filing data as of October 2026.