# GCI Financial Group

> GCI Financial Group is an SEC-registered investment advisory firm in Mendham, NJ, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 16, 2026.

- CRD: 124193
- Filed as: GCI FINANCIAL GROUP
- Legal name: GCI Financial Group, Inc.
- Also doing business as: GCI GROUP BENEFITS, GCI INSURANCE SERVICES, GCI WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Mendham, NJ
- Filing period: October 2026
- Form ADV filing dated: June 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/124193
- AdvisorCensus page: https://advisorcensus.com/firm/gci-financial-group-mendham-nj-124193

## Quick answers

**How is GCI Financial Group compensated?**
On its Form ADV (Item 5.E, October 2026), GCI Financial Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does GCI Financial Group charge?**
Its Form ADV Part 2A brochure dated June 16, 2026 states: Flat fee: $500 to $2,500 (financial planning and consultation services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is GCI Financial Group located?**
GCI Financial Group's principal office is in Mendham, NJ, according to its Form ADV.

**Is GCI Financial Group registered with the SEC or a state?**
GCI Financial Group is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 124193.

**How much does GCI Financial Group manage?**
GCI Financial Group reports $145,100,680 in regulatory assets under management in its Form ADV filing dated June 16, 2026 (95% discretionary).

**How have GCI Financial Group's assets and staff changed since 2024?**
In the Form ADV data for GCI Financial Group: Regulatory assets under management: $101,093,228 in the October 2024 data and $145,100,680 in the October 2026 data, up 44%. Total employees: 2 in October 2024 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does GCI Financial Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (82); high net worth individuals (48); pension and profit sharing plans (but not the plan participants or government pension plans) (7).

**Which custodians does GCI Financial Group use?**
GCI Financial Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does GCI Financial Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/124193

**Does GCI Financial Group state an account minimum?**
Its Form ADV Part 2A brochure dated June 16, 2026 says: "We generally require a minimum account balance of $ 300,000 in order to open an account for investment management services. This minimum may be waived, at the firm’s discretion."

**What changed in GCI Financial Group's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $105,103,169 to $145,100,680 (+38%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated June 16, 2026)

- Account minimum: $300,000 (the brochure says it may be waived or negotiated)

> We generally require a minimum account balance of $ 300,000 in order to open an account for investment management services. This minimum may be waived, at the firm’s discretion.

- Flat fee: $500 to $2,500 (financial planning and consultation services)

> Our flat fees range from $500 to $2,500. We require a deposit of fifty-percent (50%) of the ultimate financial planning or consultation fee

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $145,100,680
- Discretionary: $137,796,046
- Non-discretionary: $7,304,634

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 82 | $38,891,104 |
| High net worth individuals | 48 | $88,634,830 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 7 | $8,155,170 |
| Corporations or other businesses not listed above | 3 | $9,419,576 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, NJ, NY, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- gcifg.com
- gcifinancialgroup.com
- LinkedIn @gci-financial-group-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $101,093,228 | 2 | August 30, 2024 |
| October 2025 | $105,103,169 | 2 | February 28, 2025 |
| October 2026 | $145,100,680 | 3 | June 16, 2026 |

Regulatory assets under management: $101,093,228 in the October 2024 data and $145,100,680 in the October 2026 data, up 44%.
Total employees: 2 in October 2024 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $105,103,169 to $145,100,680 (+38%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. GCI Financial Group (CRD 124193): Form ADV filing data as of October 2026.