{
  "crd_number": 124193,
  "slug": "gci-financial-group-mendham-nj-124193",
  "primary_business_name": "GCI FINANCIAL GROUP",
  "legal_name": "GCI FINANCIAL GROUP, INC.",
  "dbas": [
    "GCI GROUP BENEFITS",
    "GCI INSURANCE SERVICES",
    "GCI WEALTH ADVISORS"
  ],
  "city": "Mendham",
  "state": "NJ",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-09-03",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-06-16",
  "carried_forward": false,
  "raum_total": 145100680.0,
  "raum_discretionary": 137796046.0,
  "raum_non_discretionary": 7304634.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 38891104.0,
      "count": 82
    },
    "pension_profit_sharing": {
      "raum": 8155170.0,
      "count": 7
    },
    "high_net_worth_individuals": {
      "raum": 88634830.0,
      "count": 48
    },
    "corporations_other_businesses": {
      "raum": 9419576.0,
      "count": 3
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CT",
    "FL",
    "NJ",
    "NY",
    "PA"
  ],
  "websites": [
    "https://gcifg.com",
    "https://gcifinancialgroup.com",
    "https://linkedin.com/company/gci-financial-group-inc"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/124193",
  "city_as_filed": "MENDHAM",
  "url": "https://advisorcensus.com/firm/gci-financial-group-mendham-nj-124193",
  "display_name": "GCI Financial Group",
  "summary": "GCI Financial Group is an SEC-registered investment advisory firm in Mendham, NJ, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 16, 2026.",
  "citation": "AdvisorCensus. GCI Financial Group (CRD 124193): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is GCI Financial Group compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), GCI Financial Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does GCI Financial Group charge?",
      "a": "Its Form ADV Part 2A brochure dated June 16, 2026 states: Flat fee: $500 to $2,500 (financial planning and consultation services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is GCI Financial Group located?",
      "a": "GCI Financial Group's principal office is in Mendham, NJ, according to its Form ADV."
    },
    {
      "q": "Is GCI Financial Group registered with the SEC or a state?",
      "a": "GCI Financial Group is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 124193."
    },
    {
      "q": "How much does GCI Financial Group manage?",
      "a": "GCI Financial Group reports $145,100,680 in regulatory assets under management in its Form ADV filing dated June 16, 2026 (95% discretionary)."
    },
    {
      "q": "How have GCI Financial Group's assets and staff changed since 2024?",
      "a": "In the Form ADV data for GCI Financial Group: Regulatory assets under management: $101,093,228 in the October 2024 data and $145,100,680 in the October 2026 data, up 44%. Total employees: 2 in October 2024 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does GCI Financial Group serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (82); high net worth individuals (48); pension and profit sharing plans (but not the plan participants or government pension plans) (7)."
    },
    {
      "q": "Which custodians does GCI Financial Group use?",
      "a": "GCI Financial Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Schwab as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does GCI Financial Group report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/124193"
    },
    {
      "q": "Does GCI Financial Group state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated June 16, 2026 says: \"We generally require a minimum account balance of $ 300,000 in order to open an account for investment management services. This minimum may be waived, at the firm’s discretion.\""
    },
    {
      "q": "What changed in GCI Financial Group's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $105,103,169 to $145,100,680 (+38%)."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 101093228.0,
      "total_employees": 2,
      "filing_date": "2024-08-30"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 105103169.0,
      "total_employees": 2,
      "filing_date": "2025-02-28"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 145100680.0,
      "total_employees": 3,
      "filing_date": "2026-06-16"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 2 to 3.",
        "Regulatory assets under management went from $105,103,169 to $145,100,680 (+38%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated June 16, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$300,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $500 to $2,500 (financial planning and consultation services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $300,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "We generally  require a minimum account balance of $ 300,000 in order to open an account for investment management services. This minimum may be waived, at the firm’s discretion."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $2,500 (financial planning and consultation services)"
        ],
        "quotes": [
          "Our flat fees range from $500 to $2,500. We require a deposit of fifty-percent (50%) of the ultimate financial planning or consultation fee"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 300000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 2500.0,
          "period": "one_time",
          "service": "financial planning and consultation services"
        }
      ]
    },
    "quotes": [
      "We generally  require a minimum account balance of $ 300,000 in order to open an account for investment management services. This minimum may be waived, at the firm’s discretion.",
      "Our flat fees range from $500 to $2,500. We require a deposit of fifty-percent (50%) of the ultimate financial planning or consultation fee"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Schwab",
      "name_as_filed": "SCHWAB",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/gci-financial-group-mendham-nj-124193.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 82,
      "fewer_than_5": false,
      "raum": 38891104.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 48,
      "fewer_than_5": false,
      "raum": 88634830.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 7,
      "fewer_than_5": false,
      "raum": 8155170.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 3,
      "fewer_than_5": false,
      "raum": 9419576.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/124193",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}