# Garde Capital, Inc.

> Garde Capital, Inc. is an SEC-registered investment advisory firm in Seattle, WA, registered since 2009, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 151043
- Filed as: GARDE CAPITAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Seattle, WA
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/151043
- AdvisorCensus page: https://advisorcensus.com/firm/garde-capital-inc-seattle-wa-151043

## Quick answers

**How is Garde Capital, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Garde Capital, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Garde Capital, Inc. located?**
Garde Capital, Inc.'s principal office is in Seattle, WA, according to its Form ADV.

**Is Garde Capital, Inc. registered with the SEC or a state?**
Garde Capital, Inc. is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 151043.

**How much does Garde Capital, Inc. manage?**
Garde Capital, Inc. reports $2,654,928,032 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (99% discretionary).

**How have Garde Capital, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Garde Capital, Inc.: Regulatory assets under management: $1,511,119,024 in the October 2021 data and $2,654,928,032 in the October 2026 data, up 76%. Total employees: 12 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Garde Capital, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (342); individuals (other than high net worth individuals) (120); pension and profit sharing plans (but not the plan participants or government pension plans) (23).

**Which custodians does Garde Capital, Inc. use?**
Garde Capital, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Garde Capital, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/151043

**What changed in Garde Capital, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 11 to 8. Regulatory assets under management went from $2,257,467,432 to $2,654,928,032 (+18%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Minimum annual fee: $15,000

> All households that are being charged an asset-based fee are subject to a minimum annual advisory fee of $15,000 for the combined accounts in a billing household. This minimum annual fee is intended to compensate Garde Capital for the total cost of financial planning and investment management involved in a client relationship.

> The minimum fee may be negotiable at our sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,654,928,032
- Discretionary: $2,640,163,774
- Non-discretionary: $14,764,258

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 120 | $58,639,413 |
| High net worth individuals | 342 | $2,203,852,220 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 23 | $224,712,216 |
| Charitable organizations | 21 | $111,455,362 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 6 | $56,268,821 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2009 (17 years)
- Employees: 18 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, LA, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- gardecapital.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,511,119,024 | 12 | August 2, 2021 |
| October 2022 | $1,515,135,078 | 14 | April 24, 2022 |
| October 2023 | $1,403,959,786 | 14 | March 29, 2023 |
| October 2024 | $2,085,701,037 | 16 | March 26, 2024 |
| October 2025 | $2,257,467,432 | 18 | March 5, 2025 |
| October 2026 | $2,654,928,032 | 18 | March 25, 2026 |

Regulatory assets under management: $1,511,119,024 in the October 2021 data and $2,654,928,032 in the October 2026 data, up 76%.
Total employees: 12 in October 2021 and 18 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 11 to 8.
- Regulatory assets under management went from $2,257,467,432 to $2,654,928,032 (+18%).

### January 2026
- No longer registered or notice-filed in AZ, HI, ID, IL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Garde Capital, Inc. (CRD 151043): Form ADV filing data as of October 2026.