# Galvin, Gaustad & Stein, LLC

> Galvin, Gaustad & Stein, LLC is an SEC-registered investment advisory firm in Scottsdale, AZ, registered since 2010, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 3, 2026.

- CRD: 153410
- Filed as: GALVIN, GAUSTAD & STEIN, LLC
- Also doing business as: GGS ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Scottsdale, AZ
- Filing period: October 2026
- Form ADV filing dated: September 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/153410
- AdvisorCensus page: https://advisorcensus.com/firm/galvin-gaustad-and-stein-llc-scottsdale-az-153410

## Quick answers

**How is Galvin, Gaustad & Stein, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Galvin, Gaustad & Stein, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Galvin, Gaustad & Stein, LLC charge?**
Its Form ADV Part 2A brochure dated May 27, 2026 states: Hourly rate: $300 an hour (stand-alone financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Galvin, Gaustad & Stein, LLC located?**
Galvin, Gaustad & Stein, LLC's principal office is in Scottsdale, AZ, according to its Form ADV; the October 2026 filing also lists 8 other offices (Schedule D, Section 1.F).

**Is Galvin, Gaustad & Stein, LLC registered with the SEC or a state?**
Galvin, Gaustad & Stein, LLC is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 153410.

**How much does Galvin, Gaustad & Stein, LLC manage?**
Galvin, Gaustad & Stein, LLC reports $1,354,519,461 in regulatory assets under management in its Form ADV filing dated September 3, 2026 (99% discretionary).

**How have Galvin, Gaustad & Stein, LLC's assets and staff changed since 2021?**
In the Form ADV data for Galvin, Gaustad & Stein, LLC: Regulatory assets under management: $1,129,326,421 in the October 2021 data and $1,354,519,461 in the October 2026 data, up 20%. Total employees: 13 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Galvin, Gaustad & Stein, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (440); individuals (other than high net worth individuals) (391); corporations or other businesses not listed above (16).

**Which custodians does Galvin, Gaustad & Stein, LLC use?**
Galvin, Gaustad & Stein, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Galvin, Gaustad & Stein, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/153410

**Does Galvin, Gaustad & Stein, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated May 27, 2026 says: "As a condition for starting and maintaining an investment management relationship, GGS imposes a minimum portfolio size of $500,000. The Firm, in its sole discretion, may accept clients with smaller portfolios"

**What changed in Galvin, Gaustad & Stein, LLC's recent Form ADV filings?**
In the October 2026 filing data: Added the business name GGS Advisors. Added an office in Townsburg, OH. No longer lists an office in Northfield, OH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 27, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> As a condition for starting and maintaining an investment management relationship, GGS imposes a minimum portfolio size of $500,000. The Firm, in its sole discretion, may accept clients with smaller portfolios

- Hourly rate: $300 an hour (stand-alone financial planning services)

> GGS charges either a negotiable hourly and/or fixed fee to provide clients with stand -alone financial planning services. These fees are largely determined by the scope and complexity of the agreed upon services, generally $300 on an hourly basis

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,354,519,461
- Discretionary: $1,337,700,769
- Non-discretionary: $16,818,692

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 391 | $189,890,215 |
| High net worth individuals | 440 | $1,125,258,334 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $3,985,646 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 16 | $35,385,266 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2010 (16 years)
- Employees: 17 total, 17 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, FL, HI, ID, IL, MA, MD, MI, NC, NM, NV, NY, OH, OR, PA, SC, TN, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Ann Arbor, MI
- Bellevue, WA
- Beverly Hills, CA
- Boise, ID
- Broomfield, CO
- Fort Collins, CO
- Pittsburgh, PA
- Townsburg, OH

### Websites listed on Form ADV (Item 1.I)
- ggsadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,129,326,421 | 13 | April 9, 2021 |
| October 2022 | $1,297,640,683 | 13 | March 29, 2022 |
| October 2023 | $1,105,393,663 | 13 | March 29, 2023 |
| October 2024 | $1,191,853,438 | 14 | March 26, 2024 |
| October 2025 | $1,224,628,967 | 16 | April 8, 2025 |
| October 2026 | $1,354,519,461 | 17 | September 3, 2026 |

Regulatory assets under management: $1,129,326,421 in the October 2021 data and $1,354,519,461 in the October 2026 data, up 20%.
Total employees: 13 in October 2021 and 17 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Added the business name GGS Advisors.
- Added an office in Townsburg, OH.
- No longer lists an office in Northfield, OH.

### June 2026
- Added an office in Ann Arbor, MI.
- Added an office in Northfield, OH.
- No longer lists an office in Cleveland, OH.
- Registered or notice-filed in MI, TN.

### April 2026
- Regulatory assets under management went from $1,224,628,967 to $1,354,519,461 (+11%).

### January 2026
- Employees performing advisory functions went from 16 to 17.
- Added an office in Sagamore Hills, OH.
- Registered or notice-filed in MA, MD, SC.
- No longer registered or notice-filed in NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Galvin, Gaustad & Stein, LLC (CRD 153410): Form ADV filing data as of October 2026.