# Future Capital

> Future Capital is an SEC-registered investment advisory firm in Chattanooga, TN, registered since 2002, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 22, 2026.

- CRD: 119081
- Filed as: FUTURE CAPITAL
- Legal name: Pronvest, LLC DBA Future Capital
- Also doing business as: FUTURE CAPITAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Chattanooga, TN
- Filing period: October 2026
- Form ADV filing dated: September 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119081
- AdvisorCensus page: https://advisorcensus.com/firm/future-capital-chattanooga-tn-119081

## Quick answers

**How is Future Capital compensated?**
On its Form ADV (Item 5.E, October 2026), Future Capital reports these compensation arrangements: a percentage of assets under its management.

**How much does Future Capital charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Subscription: $15 a month (Employer Sponsored Retirement Account Subscription Agreement). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Future Capital located?**
Future Capital's principal office is in Chattanooga, TN, according to its Form ADV.

**Is Future Capital registered with the SEC or a state?**
Future Capital is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 119081.

**How much does Future Capital manage?**
Future Capital reports $2,420,474,566 in regulatory assets under management in its Form ADV filing dated September 22, 2026 (96% discretionary).

**How have Future Capital's assets and staff changed since 2021?**
In the Form ADV data for Future Capital: Regulatory assets under management: $1,255,676,836 in the October 2021 data and $2,420,474,566 in the October 2026 data, up 93%. Total employees: 22 in October 2021 and 30 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Future Capital serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (17,091); high net worth individuals (1); insurance companies (1).

**Does Future Capital report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119081

**What changed in Future Capital's recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $2,015,819,389 to $2,420,474,566 (+20%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Subscription: $15 a month (Employer Sponsored Retirement Account Subscription Agreement)

> Unless otherwise specified in the client agreement, Future Capital ’s standard fee is 0.05% per month (0.60% per year) ... subject to a minimum monthly fee of $15.00

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $2,420,474,566
- Discretionary: $2,323,842,382
- Non-discretionary: $96,632,184

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 17,091 | $2,323,842,382 |
| High net worth individuals | 1 | $27,450,192 |
| Insurance companies | 1 | $69,181,992 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2002 (24 years)
- Employees: 30 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- futurecapital.com
- LinkedIn @future-capital-wealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,255,676,836 | 22 | May 13, 2021 |
| October 2022 | $801,403,695 | 21 | March 30, 2022 |
| October 2023 | $779,625,913 | 21 | April 3, 2023 |
| October 2024 | $962,529,153 | 24 | March 28, 2024 |
| October 2025 | $1,026,484,502 | 22 | April 1, 2025 |
| October 2026 | $2,420,474,566 | 30 | September 22, 2026 |

Regulatory assets under management: $1,255,676,836 in the October 2021 data and $2,420,474,566 in the October 2026 data, up 93%.
Total employees: 22 in October 2021 and 30 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $2,015,819,389 to $2,420,474,566 (+20%).
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $1,026,484,502 to $2,015,819,389 (+96%).
- Registered or notice-filed in DC, ME, MT, SD, VT.

### January 2026
- Reported a succession: took over the business of Future Capital (CRD 119081) on May 2, 2025.
- Changed its legal name from Pronvest, Inc. to Pronvest, LLC DBA Future Capital.
- Employees performing advisory functions went from 1 to 2.
- No longer registered or notice-filed in ME, ND.
- Updated its list of owners and control persons (Schedule A).

### November 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Future Capital (CRD 119081): Form ADV filing data as of October 2026.