# Fullguards Financial

> Fullguards Financial is a state-registered investment advisory firm in Santa Cruz, CA, registered since 2023, reporting under $25 million in regulatory assets under management in its Form ADV filing dated September 13, 2026.

- CRD: 325399
- Filed as: FULLGUARDS FINANCIAL
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Santa Cruz, CA
- Filing period: October 2026
- Form ADV filing dated: September 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/325399
- AdvisorCensus page: https://advisorcensus.com/firm/fullguards-financial-santa-cruz-ca-325399

## Quick answers

**How is Fullguards Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Fullguards Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Fullguards Financial located?**
Fullguards Financial's principal office is in Santa Cruz, CA, according to its Form ADV.

**Is Fullguards Financial registered with the SEC or a state?**
Fullguards Financial is a state-registered investment advisory firm, registered since 2023. Status as filed: APPROVED. CRD 325399.

**How much does Fullguards Financial manage?**
Fullguards Financial reports $7,386,106 in regulatory assets under management in its Form ADV filing dated September 13, 2026 (36% discretionary).

**What types of clients does Fullguards Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (11); high net worth individuals (4).

**Does Fullguards Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/325399

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $7,386,106
- Discretionary: $2,650,757
- Non-discretionary: $4,735,349

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 11 | $2,650,757 |
| High net worth individuals | 4 | $4,735,349 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (3 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cashguards.com
- fullguards.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fullguards Financial (CRD 325399): Form ADV filing data as of October 2026.