# Front Street Financial

> Front Street Financial is a state-registered investment advisory firm in Lahaina, HI, registered since 2021, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 2, 2026.

- CRD: 314908
- Filed as: FRONT STREET FINANCIAL
- Legal name: Front Street Financial LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Lahaina, HI
- Filing period: October 2026
- Form ADV filing dated: April 2, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/314908
- AdvisorCensus page: https://advisorcensus.com/firm/front-street-financial-lahaina-hi-314908

## Quick answers

**How is Front Street Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Front Street Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Front Street Financial located?**
Front Street Financial's principal office is in Lahaina, HI, according to its Form ADV.

**Is Front Street Financial registered with the SEC or a state?**
Front Street Financial is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 314908.

**How much does Front Street Financial manage?**
Front Street Financial reports $21,601,286 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (0% discretionary).

**What types of clients does Front Street Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (14); high net worth individuals (6); charitable organizations (1).

**Does Front Street Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/314908

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $21,601,286
- Discretionary: $0
- Non-discretionary: $21,601,286

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 14 | $6,950,586 |
| High net worth individuals | 6 | $14,251,817 |
| Charitable organizations | 1 | $398,883 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: HI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fsfmaui.com
- jennifermacedo.com
- Facebook @FrontStreetFinancial
- Instagram @frontstreetfinancial
- LinkedIn @fsfmaui

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Front Street Financial (CRD 314908): Form ADV filing data as of October 2026.