{
  "crd_number": 147546,
  "slug": "freedom-advisory-guaynabo-pr-147546",
  "primary_business_name": "FREEDOM ADVISORY",
  "legal_name": "FREEDOM ADVISORY, LLC",
  "dbas": [],
  "city": "Guaynabo",
  "state": "PR",
  "country": "United States",
  "cbsa_code": "41980",
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2017-04-03",
  "years_registered": 9,
  "period": "2026-10-01",
  "filing_date": "2026-02-09",
  "carried_forward": false,
  "raum_total": 880642243.0,
  "raum_discretionary": 880642243.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 11,
  "advisory_employees": 6,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 8,
      "description": "401K PLANS"
    },
    "charitable": {
      "raum": 4383251.0,
      "count": 5
    },
    "individuals": {
      "raum": 81000050.0,
      "count": 257
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 47865917.0,
      "count": 83
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 705156129.0,
      "count": 166
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 42236896.0,
      "count": 9
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "PR",
    "TX",
    "VI"
  ],
  "websites": [
    "https://facebook.com/FREEDOMADVISORYRIA",
    "https://freedom-advisory.com",
    "https://instagram.com/FREEDOMADVISORY?HL=EN",
    "https://linkedin.com/company/freedom-advisory-llc",
    "https://x.com/FREEDOMADVISORY",
    "https://youtube.com/channel/UC_0xXnQux8-Y2LlWMmmGBFw"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147546",
  "city_as_filed": "GUAYNABO",
  "url": "https://advisorcensus.com/firm/freedom-advisory-guaynabo-pr-147546",
  "display_name": "Freedom Advisory",
  "summary": "Freedom Advisory is an SEC-registered investment advisory firm in Guaynabo, PR, registered since 2017, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated February 9, 2026.",
  "citation": "AdvisorCensus. Freedom Advisory (CRD 147546): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Freedom Advisory compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Freedom Advisory reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Freedom Advisory charge?",
      "a": "Its Form ADV Part 2A brochure dated February 9, 2026 states: Flat fee: $2,500 (written plans); Flat fee: $7,500 (written plans); Hourly rate: $250 an hour (consulting services); Subscription: $1,000 a year (reporting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Freedom Advisory located?",
      "a": "Freedom Advisory's principal office is in Guaynabo, PR, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Freedom Advisory registered with the SEC or a state?",
      "a": "Freedom Advisory is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 147546."
    },
    {
      "q": "How much does Freedom Advisory manage?",
      "a": "Freedom Advisory reports $880,642,243 in regulatory assets under management in its Form ADV filing dated February 9, 2026 (100% discretionary)."
    },
    {
      "q": "How have Freedom Advisory's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Freedom Advisory: Regulatory assets under management: $427,309,870 in the October 2021 data and $880,642,243 in the October 2026 data, up 106%. Total employees: 8 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Freedom Advisory serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (257); high net worth individuals (166); pension and profit sharing plans (but not the plan participants or government pension plans) (83)."
    },
    {
      "q": "Which custodians does Freedom Advisory use?",
      "a": "Freedom Advisory's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Freedom Advisory report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/147546"
    },
    {
      "q": "Does Freedom Advisory state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated February 9, 2026 says: \"The minimum required to establish and maintain a managed account is $250,000.\" \"The minimum account value required to establish a managed account with us is $250,000.\""
    },
    {
      "q": "What changed in Freedom Advisory's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 5 to 6. Regulatory assets under management went from $697,771,861 to $880,642,243 (+26%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 427309870.0,
      "total_employees": 8,
      "filing_date": "2021-09-07"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 462943992.0,
      "total_employees": 8,
      "filing_date": "2022-09-28"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 471868651.0,
      "total_employees": 8,
      "filing_date": "2023-02-06"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 554310927.0,
      "total_employees": 8,
      "filing_date": "2024-02-07"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 697771861.0,
      "total_employees": 11,
      "filing_date": "2025-07-08"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 880642243.0,
      "total_employees": 11,
      "filing_date": "2026-02-09"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 6.",
        "Regulatory assets under management went from $697,771,861 to $880,642,243 (+26%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 9, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $2,500 (written plans)",
      "Flat fee: $7,500 (written plans)",
      "Hourly rate: $250 an hour (consulting services)",
      "Subscription: $1,000 a year (reporting services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000"
        ],
        "quotes": [
          "The minimum required to establish and maintain a managed account is $250,000.",
          "The minimum account value required to establish a managed account with us is $250,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,500 (written plans)"
        ],
        "quotes": [
          "We charge a fixed fee for written plans that does not exceed $7,500 and is charged as follows: Client Net Worth Fixed Fee Less than $3,000,000 $2,500"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $7,500 (written plans)"
        ],
        "quotes": [
          "We charge a fixed fee for written plans that does not exceed $7,500 and is charged as follows: Client Net Worth Fixed Fee Less than $3,000,000 $2,500"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (consulting services)"
        ],
        "quotes": [
          "We charge an hourly fee of $250 per hour for these services."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $1,000 a year (reporting services)"
        ],
        "quotes": [
          "other consulting clients are charged a minimum yearly fee of $1,000 for the reporting services."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": 2500.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "written plans"
        },
        {
          "kind": "flat",
          "amount": 7500.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "written plans"
        },
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "consulting services"
        },
        {
          "kind": "subscription",
          "amount": 1000.0,
          "min": null,
          "max": null,
          "period": "annual",
          "service": "reporting services"
        }
      ]
    },
    "quotes": [
      "The minimum required to establish and maintain a managed account is $250,000.",
      "The minimum account value required to establish a managed account with us is $250,000.",
      "We charge a fixed fee for written plans that does not exceed $7,500 and is charged as follows: Client Net Worth Fixed Fee Less than $3,000,000 $2,500",
      "We charge a fixed fee for written plans that does not exceed $7,500 and is charged as follows: Client Net Worth Fixed Fee Less than $3,000,000 $2,500",
      "We charge an hourly fee of $250 per hour for these services.",
      "other consulting clients are charged a minimum yearly fee of $1,000 for the reporting services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Pershing LLC",
      "name_as_filed": "PERSHING LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/freedom-advisory-guaynabo-pr-147546.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 257,
      "fewer_than_5": false,
      "raum": 81000050.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 166,
      "fewer_than_5": false,
      "raum": 705156129.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 83,
      "fewer_than_5": false,
      "raum": 47865917.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 5,
      "fewer_than_5": false,
      "raum": 4383251.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 9,
      "fewer_than_5": false,
      "raum": 42236896.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 8,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147546",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}