# Fpnavigators

> Fpnavigators is an SEC-registered investment advisory firm in Maple Grove, MN, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 27, 2026.

- CRD: 332831
- Filed as: FPNAVIGATORS
- Legal name: Financial Planning Navigators Corp
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Maple Grove, MN
- Filing period: October 2026
- Form ADV filing dated: January 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/332831
- AdvisorCensus page: https://advisorcensus.com/firm/fpnavigators-maple-grove-mn-332831

## Quick answers

**How is Fpnavigators compensated?**
On its Form ADV (Item 5.E, October 2026), Fpnavigators reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Fpnavigators charge?**
Its Form ADV Part 2A brochure dated January 27, 2026 states: Subscription: $150 to $1,000 a month (Ongoing Financial Planning); Flat fee: $3,000 to $15,000 (Project-based financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Fpnavigators located?**
Fpnavigators' principal office is in Maple Grove, MN, according to its Form ADV.

**Is Fpnavigators registered with the SEC or a state?**
Fpnavigators is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 332831.

**How much does Fpnavigators manage?**
Fpnavigators reports $355,078,609 in regulatory assets under management in its Form ADV filing dated January 27, 2026 (100% discretionary).

**How have Fpnavigators' assets and staff changed since 2025?**
In the Form ADV data for Fpnavigators: Regulatory assets under management: $289,134,384 in the October 2025 data and $355,078,609 in the October 2026 data, up 23%. Total employees: 8 in October 2025 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fpnavigators serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (342); high net worth individuals (70); corporations or other businesses not listed above (19).

**Which custodians does Fpnavigators use?**
Fpnavigators' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Fpnavigators report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/332831

**Does Fpnavigators state an account minimum?**
Its Form ADV Part 2A brochure dated January 27, 2026 says: "We do not have a minimum account size requirement."

**What changed in Fpnavigators' recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $289,134,384 to $355,078,609 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 27, 2026)

- Account minimum: None

> We do not have a minimum account size requirement.

- Subscription: $150 to $1,000 a month (Ongoing Financial Planning)

> Ongoing Financial Planning consists of an upfront charge ranging between $3,000 and $15,000, and an ongoing fee that ‘is paid monthly, in advance at the rate ranging between $150-$1,000 per month.

- Flat fee: $3,000 to $15,000 (Project-based financial planning)

> With Project-based financial planning, the fee will be agreed upon before the start of any work. The fixed fee can range between $3,000 and $15,000

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $355,078,609
- Discretionary: $355,078,609
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 342 | $143,357,598 |
| High net worth individuals | 70 | $190,343,986 |
| Charitable organizations | 2 | $4,677,264 |
| Corporations or other businesses not listed above | 19 | $16,699,761 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (1 year)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: MN, ND, NE, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fpnavigators.com
- LinkedIn @financial-planning-navigators
- LinkedIn @alexpbraun
- LinkedIn @jason-hetland-1547671
- LinkedIn @juliehetland
- LinkedIn @katiekrause1264
- LinkedIn @meghan-bohlke-cfp
- LinkedIn @melissa-schurhamer-a3349131
- LinkedIn @mollytmurphy
- LinkedIn @racheal-donovan

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $289,134,384 | 8 | February 10, 2025 |
| October 2026 | $355,078,609 | 8 | January 27, 2026 |

Regulatory assets under management: $289,134,384 in the October 2025 data and $355,078,609 in the October 2026 data, up 23%.
Total employees: 8 in October 2025 and 8 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $289,134,384 to $355,078,609 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fpnavigators (CRD 332831): Form ADV filing data as of October 2026.