{
  "crd_number": 332831,
  "slug": "fpnavigators-maple-grove-mn-332831",
  "primary_business_name": "FPNAVIGATORS",
  "legal_name": "FINANCIAL PLANNING NAVIGATORS CORP",
  "dbas": [],
  "city": "Maple Grove",
  "state": "MN",
  "country": "United States",
  "cbsa_code": "33460",
  "metro": {
    "cbsa_code": "33460",
    "common_name": "Minneapolis",
    "msa_name": "Minneapolis-St. Paul-Bloomington, MN-WI",
    "path": "/advisors/mn/minneapolis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-10-16",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-01-27",
  "carried_forward": false,
  "raum_total": 355078609.0,
  "raum_discretionary": 355078609.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 5,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 4677264.0,
      "count": 2,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 143357598.0,
      "count": 342
    },
    "high_net_worth_individuals": {
      "raum": 190343986.0,
      "count": 70
    },
    "corporations_other_businesses": {
      "raum": 16699761.0,
      "count": 19
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "MN",
    "ND",
    "NE",
    "TX",
    "WI"
  ],
  "websites": [
    "https://fpnavigators.com",
    "https://linkedin.com/company/financial-planning-navigators",
    "https://linkedin.com/in/alexpbraun",
    "https://linkedin.com/in/jason-hetland-1547671",
    "https://linkedin.com/in/juliehetland",
    "https://linkedin.com/in/katiekrause1264",
    "https://linkedin.com/in/meghan-bohlke-cfp?-302564111=",
    "https://linkedin.com/in/melissa-schurhamer-a3349131",
    "https://linkedin.com/in/mollytmurphy",
    "https://linkedin.com/in/racheal-donovan"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/332831",
  "city_as_filed": "MAPLE GROVE",
  "url": "https://advisorcensus.com/firm/fpnavigators-maple-grove-mn-332831",
  "display_name": "Fpnavigators",
  "summary": "Fpnavigators is an SEC-registered investment advisory firm in Maple Grove, MN, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 27, 2026.",
  "citation": "AdvisorCensus. Fpnavigators (CRD 332831): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Fpnavigators compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Fpnavigators reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Fpnavigators charge?",
      "a": "Its Form ADV Part 2A brochure dated January 27, 2026 states: Subscription: $150 to $1,000 a month (Ongoing Financial Planning); Flat fee: $3,000 to $15,000 (Project-based financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Fpnavigators located?",
      "a": "Fpnavigators' principal office is in Maple Grove, MN, according to its Form ADV."
    },
    {
      "q": "Is Fpnavigators registered with the SEC or a state?",
      "a": "Fpnavigators is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 332831."
    },
    {
      "q": "How much does Fpnavigators manage?",
      "a": "Fpnavigators reports $355,078,609 in regulatory assets under management in its Form ADV filing dated January 27, 2026 (100% discretionary)."
    },
    {
      "q": "How have Fpnavigators' assets and staff changed since 2025?",
      "a": "In the Form ADV data for Fpnavigators: Regulatory assets under management: $289,134,384 in the October 2025 data and $355,078,609 in the October 2026 data, up 23%. Total employees: 8 in October 2025 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Fpnavigators serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (342); high net worth individuals (70); corporations or other businesses not listed above (19)."
    },
    {
      "q": "Which custodians does Fpnavigators use?",
      "a": "Fpnavigators' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Fpnavigators report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/332831"
    },
    {
      "q": "Does Fpnavigators state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 27, 2026 says: \"We do not have a minimum account size requirement.\""
    },
    {
      "q": "What changed in Fpnavigators' recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $289,134,384 to $355,078,609 (+23%)."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 289134384.0,
      "total_employees": 8,
      "filing_date": "2025-02-10"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 355078609.0,
      "total_employees": 8,
      "filing_date": "2026-01-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $289,134,384 to $355,078,609 (+23%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $150 to $1,000 a month (Ongoing Financial Planning)",
      "Flat fee: $3,000 to $15,000 (Project-based financial planning)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not have a minimum account size requirement."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $150 to $1,000 a month (Ongoing Financial Planning)"
        ],
        "quotes": [
          "Ongoing Financial Planning consists of an upfront charge ranging between $3,000 and $15,000, and an ongoing fee that ‘is paid monthly, in advance at the rate ranging between $150-$1,000 per month."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $3,000 to $15,000 (Project-based financial planning)"
        ],
        "quotes": [
          "With Project-based financial planning, the fee will be agreed upon before the start of any work. The fixed fee can range between $3,000 and $15,000"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": null,
          "min": 150.0,
          "max": 1000.0,
          "period": "monthly",
          "service": "Ongoing Financial Planning"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 3000.0,
          "max": 15000.0,
          "period": "one_time",
          "service": "Project-based financial planning"
        }
      ]
    },
    "quotes": [
      "We do not have a minimum account size requirement.",
      "Ongoing Financial Planning consists of an upfront charge ranging between $3,000 and $15,000, and an ongoing fee that ‘is paid monthly, in advance at the rate ranging between $150-$1,000 per month.",
      "With Project-based financial planning, the fee will be agreed upon before the start of any work. The fixed fee can range between $3,000 and $15,000"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "LPL Financial LLC",
      "name_as_filed": "LPL FINANCIAL LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/fpnavigators-maple-grove-mn-332831.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 342,
      "fewer_than_5": false,
      "raum": 143357598.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 70,
      "fewer_than_5": false,
      "raum": 190343986.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 2,
      "fewer_than_5": true,
      "raum": 4677264.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 19,
      "fewer_than_5": false,
      "raum": 16699761.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/332831",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}