# Fpfoco

> Fpfoco is an SEC-registered investment advisory firm in Fort Collins, CO, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 23, 2026.

- CRD: 283890
- Filed as: FPFOCO
- Legal name: Financial Planning Fort Collins, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Fort Collins, CO
- Filing period: October 2026
- Form ADV filing dated: March 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283890
- AdvisorCensus page: https://advisorcensus.com/firm/fpfoco-fort-collins-co-283890

## Quick answers

**How is Fpfoco compensated?**
On its Form ADV (Item 5.E, October 2026), Fpfoco reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Fpfoco located?**
Fpfoco's principal office is in Fort Collins, CO, according to its Form ADV.

**Is Fpfoco registered with the SEC or a state?**
Fpfoco is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 283890.

**How much does Fpfoco manage?**
Fpfoco reports $151,700,000 in regulatory assets under management in its Form ADV filing dated March 23, 2026 (99% discretionary).

**How have Fpfoco's assets and staff changed since 2024?**
In the Form ADV data for Fpfoco: Regulatory assets under management: $101,476,960 in the October 2024 data and $151,700,000 in the October 2026 data, up 49%. Total employees: 3 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fpfoco serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (78); high net worth individuals (41).

**Which custodians does Fpfoco use?**
Fpfoco's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Fpfoco report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283890

**Does Fpfoco state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "We do not have a minimum account or relationship size requirement, however we do have a minimum fee for Comprehensive Services."

**What changed in Fpfoco's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $109,992,216 to $151,700,000 (+38%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Account minimum: None

> We do not have a minimum account or relationship size requirement, however we do have a minimum fee for Comprehensive Services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $151,700,000
- Discretionary: $150,200,000
- Non-discretionary: $1,500,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 78 | $40,100,000 |
| High net worth individuals | 41 | $111,600,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, LA, OR, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financialplanningfortcollins.com
- Facebook @FPFOCO
- Instagram @fpfoco
- LinkedIn @FPFOCO
- X @FPFOCO
- YouTube @fpfoco

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $101,476,960 | 3 | July 2, 2024 |
| October 2025 | $109,992,216 | 4 | February 13, 2025 |
| October 2026 | $151,700,000 | 4 | March 23, 2026 |

Regulatory assets under management: $101,476,960 in the October 2024 data and $151,700,000 in the October 2026 data, up 49%.
Total employees: 3 in October 2024 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $109,992,216 to $151,700,000 (+38%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fpfoco (CRD 283890): Form ADV filing data as of October 2026.