{
  "crd_number": 122728,
  "slug": "fpc-investment-advisory-inc-petaluma-ca-122728",
  "primary_business_name": "FPC INVESTMENT ADVISORY, INC.",
  "legal_name": "FPC INVESTMENT ADVISORY, INC.",
  "dbas": [
    "FPC WEALTH"
  ],
  "city": "Petaluma",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "42220",
  "metro": {
    "cbsa_code": "42220",
    "common_name": "Santa Rosa",
    "msa_name": "Santa Rosa-Petaluma, CA",
    "path": "/advisors/ca/santa-rosa"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-02-26",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-03-09",
  "carried_forward": false,
  "raum_total": 364599434.0,
  "raum_discretionary": 364599434.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 81955353.0,
      "count": 70
    },
    "high_net_worth_individuals": {
      "raum": 282644081.0,
      "count": 92
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "TX"
  ],
  "websites": [
    "https://fpcwealth.com",
    "https://linkedin.com/company/fpc-investment-advisory-inc-",
    "https://vimeo.com/user128215710"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/122728",
  "city_as_filed": "PETALUMA",
  "url": "https://advisorcensus.com/firm/fpc-investment-advisory-inc-petaluma-ca-122728",
  "display_name": "FPC Investment Advisory, Inc.",
  "summary": "FPC Investment Advisory, Inc. is an SEC-registered investment advisory firm in Petaluma, CA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 9, 2026.",
  "citation": "AdvisorCensus. FPC Investment Advisory, Inc. (CRD 122728): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is FPC Investment Advisory, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), FPC Investment Advisory, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does FPC Investment Advisory, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated November 25, 2025 states: Hourly rate: $400 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is FPC Investment Advisory, Inc. located?",
      "a": "FPC Investment Advisory, Inc.'s principal office is in Petaluma, CA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is FPC Investment Advisory, Inc. registered with the SEC or a state?",
      "a": "FPC Investment Advisory, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 122728."
    },
    {
      "q": "How much does FPC Investment Advisory, Inc. manage?",
      "a": "FPC Investment Advisory, Inc. reports $364,599,434 in regulatory assets under management in its Form ADV filing dated March 9, 2026 (100% discretionary)."
    },
    {
      "q": "How have FPC Investment Advisory, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for FPC Investment Advisory, Inc.: Regulatory assets under management: $163,632,689 in the October 2021 data and $364,599,434 in the October 2026 data, up 123%. Total employees: 5 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does FPC Investment Advisory, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (92); individuals (other than high net worth individuals) (70)."
    },
    {
      "q": "Which custodians does FPC Investment Advisory, Inc. use?",
      "a": "FPC Investment Advisory, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does FPC Investment Advisory, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/122728"
    },
    {
      "q": "Does FPC Investment Advisory, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated November 25, 2025 says: \"Our Firm generally requires a minimum account size of $2,000,000 for advisory accounts. However, from time to time, at our sole discretion, we may accept smaller accounts based on various criteria, such as anticipated future assets, related accounts, and other individual Client circumstances.\""
    },
    {
      "q": "What changed in FPC Investment Advisory, Inc.'s recent Form ADV filings?",
      "a": "In the December 2025 filing data: Regulatory assets under management went from $297,218,585 to $364,599,434 (+23%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 163632689.0,
      "total_employees": 5,
      "filing_date": "2020-12-07"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 208860814.0,
      "total_employees": 4,
      "filing_date": "2022-05-05"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 167881323.0,
      "total_employees": 4,
      "filing_date": "2022-12-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 225307017.0,
      "total_employees": 3,
      "filing_date": "2024-05-17"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 297218585.0,
      "total_employees": 5,
      "filing_date": "2025-06-02"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 364599434.0,
      "total_employees": 5,
      "filing_date": "2026-03-09"
    }
  ],
  "recent_changes": [
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Regulatory assets under management went from $297,218,585 to $364,599,434 (+23%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated November 25, 2025",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$2,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $400 an hour (financial planning services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $2,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Our Firm generally requires a minimum account size of $2,000,000 for advisory accounts. However, from time to time, at our sole discretion, we may accept smaller accounts based on various criteria, such as anticipated future assets, related accounts, and other individual Client circumstances."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $400 an hour (financial planning services)"
        ],
        "quotes": [
          "Our Firm provides consulting services based on an hourly fee arrangement, generally begins at $400 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 2000000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 400.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning services"
        }
      ]
    },
    "quotes": [
      "Our Firm generally requires a minimum account size of $2,000,000 for advisory accounts. However, from time to time, at our sole discretion, we may accept smaller accounts based on various criteria, such as anticipated future assets, related accounts, and other individual Client circumstances.",
      "Our Firm provides consulting services based on an hourly fee arrangement, generally begins at $400 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/fpc-investment-advisory-inc-petaluma-ca-122728.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 70,
      "fewer_than_5": false,
      "raum": 81955353.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 92,
      "fewer_than_5": false,
      "raum": 282644081.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/122728",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}