{
  "crd_number": 287468,
  "slug": "four-corners-financial-melville-ny-287468",
  "primary_business_name": "FOUR CORNERS FINANCIAL",
  "legal_name": "V&V MANAGEMENT GROUP CORPORATION",
  "dbas": [],
  "city": "Melville",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2020-02-28",
  "years_registered": 6,
  "period": "2026-10-01",
  "filing_date": "2026-02-09",
  "carried_forward": false,
  "raum_total": 104755522.0,
  "raum_discretionary": 97494468.0,
  "raum_non_discretionary": 7261054.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 6055668.0,
      "count": 16
    },
    "pension_profit_sharing": {
      "raum": 5347084.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 93352770.0,
      "count": 29
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "NY",
    "SC",
    "TX"
  ],
  "websites": [
    "https://fourcornersfincl.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/287468",
  "city_as_filed": "MELVILLE",
  "url": "https://advisorcensus.com/firm/four-corners-financial-melville-ny-287468",
  "display_name": "Four Corners Financial",
  "summary": "Four Corners Financial is an SEC-registered investment advisory firm in Melville, NY, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 9, 2026.",
  "citation": "AdvisorCensus. Four Corners Financial (CRD 287468): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Four Corners Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Four Corners Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Four Corners Financial located?",
      "a": "Four Corners Financial's principal office is in Melville, NY, according to its Form ADV."
    },
    {
      "q": "Is Four Corners Financial registered with the SEC or a state?",
      "a": "Four Corners Financial is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 287468."
    },
    {
      "q": "How much does Four Corners Financial manage?",
      "a": "Four Corners Financial reports $104,755,522 in regulatory assets under management in its Form ADV filing dated February 9, 2026 (93% discretionary)."
    },
    {
      "q": "How have Four Corners Financial's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Four Corners Financial: Regulatory assets under management: $51,187,545 in the October 2021 data and $104,755,522 in the October 2026 data, up 105%. Total employees: 2 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Four Corners Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (29); individuals (other than high net worth individuals) (16)."
    },
    {
      "q": "Which custodians does Four Corners Financial use?",
      "a": "Four Corners Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Four Corners Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/287468"
    },
    {
      "q": "Does Four Corners Financial state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated February 9, 2026 says: \"Four Corners Financial generally does not impose a minimum relationship size.\""
    },
    {
      "q": "What changed in Four Corners Financial's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $76,178,943 to $104,755,522 (+38%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 51187545.0,
      "total_employees": 2,
      "filing_date": "2021-02-01"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 56212915.0,
      "total_employees": 2,
      "filing_date": "2022-01-26"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 57418512.0,
      "total_employees": 2,
      "filing_date": "2023-02-06"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 69497886.0,
      "total_employees": 2,
      "filing_date": "2024-01-23"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 76178943.0,
      "total_employees": 1,
      "filing_date": "2025-01-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 104755522.0,
      "total_employees": 1,
      "filing_date": "2026-02-09"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $76,178,943 to $104,755,522 (+38%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 9, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "Four Corners Financial generally does not impose a minimum relationship size."
        ]
      }
    ],
    "quotes": [
      "Four Corners Financial generally does not impose a minimum relationship size."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Altruist Financial LLC",
      "name_as_filed": "ALTRUIST FINANCIAL LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/four-corners-financial-melville-ny-287468.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 16,
      "fewer_than_5": false,
      "raum": 6055668.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 29,
      "fewer_than_5": false,
      "raum": 93352770.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 5347084.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/287468",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}