# Foundations Investment Advisors LLC

> Foundations Investment Advisors LLC is an SEC-registered investment advisory firm in Phoenix, AZ, registered since 2015, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated September 23, 2026.

- CRD: 175083
- Filed as: FOUNDATIONS INVESTMENT ADVISORS LLC
- Also doing business as: ALLON PLANNING PARTNERS, ALPHA 1 TAX & WEALTH MANAGEMENT, LLC, ASSET PRESERVATION TAX & RETIREMENT, LLC, BIG FINANCIAL SERVICES LLC, BRIGHT WEALTH MANAGEMENT, CAPITOL PLANNING GROUP, CHAMBERLIN GROUP, COMPLETE WEALTH STRATEGY, CORNERSTONE CAPITAL MANAGEMENT, DETROIT FINANCIAL, FUCHS FINANCIAL, FUNDAMENTAL WEALTH DESIGNS, GUARDIAN INVESTMENT ADVISORS, HTR GROUP N.E., LLC, IMPACT PARTNERS FINANCIAL, LLC, MCLEAN ADVISORY GROUP, NORTHERN ALLIANCE FINANCIAL, QUEST COMMONWEALTH, RDW FINANCIAL GROUP, RETIRE SIMPLY, RETIREMENT OUTFITTERS LLC, SECURE MONEY ADVISORS, SOVEREIGN WEALTH MANAGEMENT, VITAL RETIREMENT PLANNERS, WAY FINANCIAL AND INSURANCE SERVICES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Phoenix, AZ
- Filing period: October 2026
- Form ADV filing dated: September 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/175083
- AdvisorCensus page: https://advisorcensus.com/firm/foundations-investment-advisors-llc-phoenix-az-175083

## Quick answers

**How is Foundations Investment Advisors LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Foundations Investment Advisors LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Foundations Investment Advisors LLC charge?**
Its Form ADV Part 2A brochure dated July 30, 2026 states: Hourly rate: $100 to $500 an hour (Financial planning services); Flat fee: $100 to $5,000 (Financial planning services); Flat fee: $7,500 (Financial planning engagements that include additional services, such as…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Foundations Investment Advisors LLC located?**
Foundations Investment Advisors LLC's principal office is in Phoenix, AZ, according to its Form ADV; the October 2026 filing also lists 28 other offices (Schedule D, Section 1.F).

**Is Foundations Investment Advisors LLC registered with the SEC or a state?**
Foundations Investment Advisors LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 175083.

**How much does Foundations Investment Advisors LLC manage?**
Foundations Investment Advisors LLC reports $10,097,715,159 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (100% discretionary).

**How have Foundations Investment Advisors LLC's assets and staff changed since 2021?**
In the Form ADV data for Foundations Investment Advisors LLC: Regulatory assets under management: $1,945,650,827 in the October 2021 data and $10,097,715,159 in the October 2026 data, up 419%. Total employees: 163 in October 2021 and 353 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Foundations Investment Advisors LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (23,568); high net worth individuals (6,047); corporations or other businesses not listed above (25).

**Which custodians does Foundations Investment Advisors LLC use?**
Foundations Investment Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity as custodians holding 10% or more of its separately managed account assets.

**Does Foundations Investment Advisors LLC report any disciplinary disclosures?**
Reports 9 disclosure items on Form ADV Item 11: yes answers to 8 questions about regulatory matters and 1 question about civil court matters (11.C(2), 11.C(4), 11.C(5), 11.D(2), 11.D(4), 11.D(5), 11.E(2), 11.E(4), 11.H(2)). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/175083

**Does Foundations Investment Advisors LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 30, 2026 says: "The minimum account value is $5,000."

**What changed in Foundations Investment Advisors LLC's recent Form ADV filings?**
In the July 2026 filing data: Item 11 disclosure answers changed: 9 yes answers, previously 6 (now yes: 11.C(2), 11.C(4), 11.C(5)).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 30, 2026)

- Account minimum: $5,000

> The minimum account value is $5,000.

- Hourly rate: $100 to $500 an hour (Financial planning services)

> Hourly fees range from $100-$500 per hour.

- Flat fee: $100 to $5,000 (Financial planning services)

> Fixed fees typically range from $100 - $5,000 depending on the type of service, complexity and duration of the service provided.

- Flat fee: $7,500 (Financial planning engagements that include additional services, such as…)

> Financial planning engagements that include additional services, such as implementation support or expanded planning services, may result in higher fixed fees, generally not to exceed $7,500.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $10,097,715,159
- Discretionary: $10,097,715,159
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 23,568 | $4,705,088,563 |
| High net worth individuals | 6,047 | $5,364,742,806 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 23 | $6,260,331 |
| Corporations or other businesses not listed above | 25 | $21,623,459 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2015 (11 years)
- Employees: 353 total, 289 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports 9 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(2): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
- 11.C(4): Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.D(5): Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?
- 11.E(2): Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?
- 11.E(4): Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?
- 11.H(2): Is the firm or an advisory affiliate now the subject of a civil proceeding that could result in a yes answer to any part of 11.H(1)?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/175083

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Auburn, ME
- Augusta, ME
- Bingham Farms, MI
- Birmingham, MI
- Cedar Park, TX
- Chattanooga, TN
- Denver, CO
- Edmond, OK
- Edwardsville, IL
- Grand Junction, CO
- Houston, TX
- Indianapolis, IN
- Melbourne, FL
- Mendota Heights, MN
- New Braunfels, TX
- North Oaks, MN
- Peoria, AZ
- Phoenix, AZ
- Ripon, CA
- Sacramento, CA
- Saint Louis, MO
- Southlake, TX
- Stillwater, MN
- Tampa, FL
- Waretown, NJ
- West Hartford, CT
- West Springfield, MA
- Zelienople, PA

### Websites listed on Form ADV (Item 1.I)
- fiwealth.com
- Facebook @FIWEALTH
- Instagram @FIWEALTH
- LinkedIn @FOUNDATIONS-INVESTMENT-ADVISORS

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,945,650,827 | 163 | September 24, 2021 |
| October 2022 | $3,173,202,498 | 237 | August 26, 2022 |
| October 2023 | $3,760,076,801 | 229 | September 27, 2023 |
| October 2024 | $6,302,838,423 | 240 | August 15, 2024 |
| October 2025 | $7,184,472,288 | 284 | July 1, 2025 |
| October 2026 | $10,097,715,159 | 353 | September 23, 2026 |

Regulatory assets under management: $1,945,650,827 in the October 2021 data and $10,097,715,159 in the October 2026 data, up 419%.
Total employees: 163 in October 2021 and 353 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Item 11 disclosure answers changed: 9 yes answers, previously 6 (now yes: 11.C(2), 11.C(4), 11.C(5)).

### April 2026
- Employees performing advisory functions went from 229 to 289.
- Regulatory assets under management went from $7,184,472,288 to $10,097,715,159 (+41%).

### January 2026
- Added the business name Big Financial Services LLC.
- Added the business name Bright Wealth Management.
- Added the business name Chamberlin Group.
- Added the business name Fundamental Wealth Designs.
- Added the business name HTR Group N.E., LLC.
- Added the business name McLean Advisory Group.
- Added the business name Retirement Outfitters LLC.
- No longer lists the business name HTR Group, N.E., LLC, the Help to Retire Group, the HTR Group.
- No longer lists the business name Malia Financial Group.
- No longer lists the business name Market Advisory Group.
- No longer lists the business name Retirement Outfitters.
- No longer lists the business name Rise North Capital.
- No longer lists the business name TGW Wealth Management.
- No longer lists the business name The Hidden Wealth Solution.
- Changed its office addresses in Auburn, ME.
- Changed its office addresses in Southlake, TX.
- Added an office in Edwardsville, IL.
- Added an office in Houston, TX.
- Added an office in Melbourne, FL.
- Added an office in Mendota Heights, MN.
- Added an office in North Oaks, MN.
- Added an office in Phoenix, AZ.
- Added an office in Saint Louis, MO.
- Added an office in Stillwater, MN.
- Added an office in Tampa, FL.
- Added an office in Waretown, NJ.
- No longer lists an office in Braintree, MA.
- No longer lists an office in Kennesaw, GA.
- No longer lists an office in League City, TX.
- No longer lists an office in Topeka, KS.
- No longer lists an office in Wichita, KS.

### November 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Foundations Investment Advisors LLC (CRD 175083): Form ADV filing data as of October 2026.