# Forward Wealth

> Forward Wealth is an SEC-registered investment advisory firm in Lone Tree, CO, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 8, 2026.

- CRD: 339154
- Filed as: FORWARD WEALTH
- Legal name: Gallacher Capital LLC
- Also doing business as: BRINGHURST FINANCIAL SERVICES, JD WEALTH MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lone Tree, CO
- Filing period: October 2026
- Form ADV filing dated: July 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/339154
- AdvisorCensus page: https://advisorcensus.com/firm/forward-wealth-lone-tree-co-339154

## Quick answers

**How is Forward Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), Forward Wealth reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Forward Wealth located?**
Forward Wealth's principal office is in Lone Tree, CO, according to its Form ADV; the August 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Forward Wealth registered with the SEC or a state?**
Forward Wealth is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 339154.

**How much does Forward Wealth manage?**
Forward Wealth reports $111,061,179 in regulatory assets under management in its Form ADV filing dated July 8, 2026 (100% discretionary).

**What types of clients does Forward Wealth serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (15).

**Which custodians does Forward Wealth use?**
Forward Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Forward Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/339154

**Does Forward Wealth state an account minimum?**
Its Form ADV Part 2A brochure dated July 8, 2026 says: "We do not have any minimum asset requirements or minimum fees, but we do reserve the right to accept or reject any client."

**What changed in Forward Wealth's recent Form ADV filings?**
In the August 2026 filing data: Added an office in Mesa, AZ. No longer lists an office in Gilbert, AZ. Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 8, 2026)

- Account minimum: None

> We do not have any minimum asset requirements or minimum fees, but we do reserve the right to accept or reject any client.

- Minimum annual fee: None

> We do not have any minimum asset requirements or minimum fees, but we do reserve the right to accept or reject any client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $111,061,179
- Discretionary: $111,061,179
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $1,934,619 |
| High net worth individuals | 15 | $81,637,717 |
| Corporations or other businesses not listed above | Fewer than 5 | $27,488,843 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2026 (0 years)
- Employees: 12 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Mesa, AZ
- Palm Desert, CA
- Phoenix, AZ

### Websites listed on Form ADV (Item 1.I)
- fwd-wealth.com

## Changes in the filing (last 12 months)

### August 2026
- Added an office in Mesa, AZ.
- No longer lists an office in Gilbert, AZ.
- Registered or notice-filed in TX.

### July 2026
- Regulatory assets under management went from $0 to $111,061,179.

### March 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Forward Wealth (CRD 339154): Form ADV filing data as of October 2026.