# Fortitude Financial LLC

> Fortitude Financial LLC is an SEC-registered investment advisory firm in Spokane, WA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 313235
- Filed as: FORTITUDE FINANCIAL LLC
- Also doing business as: FORTITUDE FINANCIAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Spokane, WA
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/313235
- AdvisorCensus page: https://advisorcensus.com/firm/fortitude-financial-llc-spokane-wa-313235

## Quick answers

**How is Fortitude Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Fortitude Financial LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Fortitude Financial LLC located?**
Fortitude Financial LLC's principal office is in Spokane, WA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Fortitude Financial LLC registered with the SEC or a state?**
Fortitude Financial LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 313235.

**How much does Fortitude Financial LLC manage?**
Fortitude Financial LLC reports $281,502,728 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (97% discretionary).

**How have Fortitude Financial LLC's assets and staff changed since 2021?**
In the Form ADV data for Fortitude Financial LLC: Regulatory assets under management: $197,876,127 in the October 2021 data and $281,502,728 in the October 2026 data, up 42%. Total employees: 7 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fortitude Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (339); high net worth individuals (69); pension and profit sharing plans (but not the plan participants or government pension plans) (3).

**Which custodians does Fortitude Financial LLC use?**
Fortitude Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Fortitude Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/313235

**Does Fortitude Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "We typically require a minimum opening account size of $500,000 to open a portfolio management services relationship. We reserve the right to waive this requirement for individual clients in our sole discretion."

**What changed in Fortitude Financial LLC's recent Form ADV filings?**
In the July 2026 filing data: Employees performing advisory functions went from 4 to 3.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> We typically require a minimum opening account size of $500,000 to open a portfolio management services relationship. We reserve the right to waive this requirement for individual clients in our sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $281,502,728
- Discretionary: $272,123,836
- Non-discretionary: $9,378,892

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 339 | $138,850,607 |
| High net worth individuals | 69 | $142,365,084 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $287,037 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 7 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, FL, ID, NV, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Newport Beach, CA

### Websites listed on Form ADV (Item 1.I)
- fortitudefinancial.com
- Facebook @FortitudeFinancialLLC
- LinkedIn @fortitude-financial-llc
- X @ff_fortitude

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $197,876,127 | 7 | September 22, 2021 |
| October 2022 | $206,470,519 | 8 | August 23, 2022 |
| October 2023 | $168,058,140 | 8 | September 7, 2023 |
| October 2024 | $232,757,928 | 8 | July 24, 2024 |
| October 2025 | $270,125,810 | 8 | March 7, 2025 |
| October 2026 | $281,502,728 | 7 | September 15, 2026 |

Regulatory assets under management: $197,876,127 in the October 2021 data and $281,502,728 in the October 2026 data, up 42%.
Total employees: 7 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Employees performing advisory functions went from 4 to 3.

### March 2026
- Employees performing advisory functions went from 3 to 4.

### December 2025
- Registered or notice-filed in CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fortitude Financial LLC (CRD 313235): Form ADV filing data as of October 2026.