# Fonte Financial Advisors

> Fonte Financial Advisors is an SEC-registered investment advisory firm in Carlsbad, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 311162
- Filed as: FONTE FINANCIAL ADVISORS
- Legal name: RG Financial, LLC
- Also doing business as: FONTE FINANCIAL ADVISORS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Carlsbad, CA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/311162
- AdvisorCensus page: https://advisorcensus.com/firm/fonte-financial-advisors-carlsbad-ca-311162

## Quick answers

**How is Fonte Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Fonte Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Fonte Financial Advisors located?**
Fonte Financial Advisors' principal office is in Carlsbad, CA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Fonte Financial Advisors registered with the SEC or a state?**
Fonte Financial Advisors is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 311162.

**How much does Fonte Financial Advisors manage?**
Fonte Financial Advisors reports $158,090,464 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary).

**How have Fonte Financial Advisors' assets and staff changed since 2021?**
In the Form ADV data for Fonte Financial Advisors: Regulatory assets under management: $102,224,934 in the October 2021 data and $158,090,464 in the October 2026 data, up 55%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fonte Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (76); individuals (other than high net worth individuals) (59); business development companies (1).

**Which custodians does Fonte Financial Advisors use?**
Fonte Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Fonte Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311162

**What changed in Fonte Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: No longer lists the business name Fonte Financial Advisors. Added the business name Fonte Financial Advisors LLC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $158,090,464
- Discretionary: $157,498,285
- Non-discretionary: $592,179

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 59 | $16,997,283 |
| High net worth individuals | 76 | $141,091,759 |
| Business development companies | 1 | $1,422 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Denver, CO

### Websites listed on Form ADV (Item 1.I)
- [fontefa.com](https://fontefa.com)
- [fontefa.info](https://fontefa.info)
- [fontefa.net](https://fontefa.net)
- [fontefa.org](https://fontefa.org)
- [fontefinancial.com](https://fontefinancial.com)
- [fontefinancial.info](https://fontefinancial.info)
- [fontefinancial.net](https://fontefinancial.net)
- [fontefinancial.org](https://fontefinancial.org)
- [fontefinancialadvisors.com](https://fontefinancialadvisors.com)
- [fontefinancialadvisors.info](https://fontefinancialadvisors.info)
- [fontefinancialadvisors.net](https://fontefinancialadvisors.net)
- [fontefinancialadvisors.org](https://fontefinancialadvisors.org)
- LinkedIn @fonte-financial-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $102,224,934 | 2 | July 16, 2021 |
| October 2022 | $115,702,608 | 4 | June 29, 2022 |
| October 2023 | $107,503,805 | 5 | March 21, 2023 |
| October 2024 | $124,400,796 | 4 | March 28, 2024 |
| October 2025 | $151,578,664 | 5 | March 27, 2025 |
| October 2026 | $158,090,464 | 3 | March 31, 2026 |

Regulatory assets under management: $102,224,934 in the October 2021 data and $158,090,464 in the October 2026 data, up 55%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- No longer lists the business name Fonte Financial Advisors.
- Added the business name Fonte Financial Advisors LLC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fonte Financial Advisors (CRD 311162): Form ADV filing data as of October 2026.