# Focus Planning Group

> Focus Planning Group is an SEC-registered investment advisory firm in Bayport, NY, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 9, 2026.

- CRD: 281231
- Filed as: FOCUS PLANNING GROUP
- Legal name: Focus Planning Group, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bayport, NY
- Filing period: October 2026
- Form ADV filing dated: March 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/281231
- AdvisorCensus page: https://advisorcensus.com/firm/focus-planning-group-bayport-ny-281231

## Quick answers

**How is Focus Planning Group compensated?**
On its Form ADV (Item 5.E, October 2026), Focus Planning Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Focus Planning Group charge?**
Its Form ADV Part 2A brochure dated March 9, 2026 states: Flat fee: $3,750 (Multi-component engagements); Hourly rate: $300 an hour (limited planning component engagement). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Focus Planning Group located?**
Focus Planning Group's principal office is in Bayport, NY, according to its Form ADV.

**Is Focus Planning Group registered with the SEC or a state?**
Focus Planning Group is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 281231.

**How much does Focus Planning Group manage?**
Focus Planning Group reports $41,768,028 in regulatory assets under management in its Form ADV filing dated March 9, 2026 (100% discretionary).

**How have Focus Planning Group's assets and staff changed since 2025?**
In the Form ADV data for Focus Planning Group: Regulatory assets under management: $35,586,260 in the October 2025 data and $41,768,028 in the October 2026 data, up 17%. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Focus Planning Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (75); high net worth individuals (7).

**Which custodians does Focus Planning Group use?**
Focus Planning Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Focus Planning Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/281231

**Does Focus Planning Group state an account minimum?**
Its Form ADV Part 2A brochure dated March 9, 2026 says: "We do not require minimum income, minimum asset levels or other similar preconditions."

**What changed in Focus Planning Group's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $35,586,260 to $41,768,028 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 9, 2026)

- Account minimum: None

> We do not require minimum income, minimum asset levels or other similar preconditions.

- Flat fee: $3,750 (Multi-component engagements)

> Multi-component engagements are assessed a fixed fee of $3,750, payable in advance of completion of the financial plan.

- Hourly rate: $300 an hour (limited planning component engagement)

> Clients interested in a limited planning component engagement are assessed an hourly fee. Our rate is $300 per hour; billed in 15-minute increments

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $41,768,028
- Discretionary: $41,768,028
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 75 | $17,815,888 |
| High net worth individuals | 7 | $23,952,140 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- focusplanninggroup.com
- Facebook @FPG.LLC
- LinkedIn @JOSEPHCARBONEJR
- X @joecarbonejr
- YouTube @JosephCarboneJrCFP

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $35,586,260 | 1 | July 16, 2025 |
| October 2026 | $41,768,028 | 1 | March 9, 2026 |

Regulatory assets under management: $35,586,260 in the October 2025 data and $41,768,028 in the October 2026 data, up 17%.
Total employees: 1 in October 2025 and 1 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $35,586,260 to $41,768,028 (+17%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Focus Planning Group (CRD 281231): Form ADV filing data as of October 2026.