# Flying Point Financial, Inc.

> Flying Point Financial, Inc. is an SEC-registered investment advisory firm in North Andover, MA, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 1, 2026.

- CRD: 107915
- Filed as: FLYING POINT FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: North Andover, MA
- Filing period: October 2026
- Form ADV filing dated: September 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/107915
- AdvisorCensus page: https://advisorcensus.com/firm/flying-point-financial-inc-north-andover-ma-107915

## Quick answers

**How is Flying Point Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Flying Point Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Flying Point Financial, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated June 3, 2026 states: Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Flying Point Financial, Inc. located?**
Flying Point Financial, Inc.'s principal office is in North Andover, MA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Flying Point Financial, Inc. registered with the SEC or a state?**
Flying Point Financial, Inc. is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 107915.

**How much does Flying Point Financial, Inc. manage?**
Flying Point Financial, Inc. reports $206,723,000 in regulatory assets under management in its Form ADV filing dated September 1, 2026 (97% discretionary).

**How have Flying Point Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Flying Point Financial, Inc.: Regulatory assets under management: $142,000,000 in the October 2021 data and $206,723,000 in the October 2026 data, up 46%. Total employees: 5 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Flying Point Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (112); high net worth individuals (79).

**Which custodians does Flying Point Financial, Inc. use?**
Flying Point Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James Financial Services, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Flying Point Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107915

**Does Flying Point Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated June 3, 2026 says: "As a condition for starting and maintaining an investment management relationship, we generally impose a minimum portfolio size of $500,000." "The Firm, in its sole discretion, may waive this minimum based on the needs of the client and the complexity of the situation."

**What changed in Flying Point Financial, Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $184,000,000 to $206,723,000 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated June 3, 2026)

- Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it)

> Wealth Management fees are charged an annual fee ranging from 0.50% to 1.50% depending on the total assets under management, portfolio composition, and complexity of the case.

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> As a condition for starting and maintaining an investment management relationship, we generally impose a minimum portfolio size of $500,000.

> The Firm, in its sole discretion, may waive this minimum based on the needs of the client and the complexity of the situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James Financial Services, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $206,723,000
- Discretionary: $201,066,000
- Non-discretionary: $5,657,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 112 | $40,863,000 |
| High net worth individuals | 79 | $162,080,000 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $3,780,000 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2015 (11 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, ME, NH, SC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Portsmouth, NH

### Websites listed on Form ADV (Item 1.I)
- flyingpointfinancial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $142,000,000 | 5 | February 11, 2021 |
| October 2022 | $166,000,000 | 5 | February 22, 2022 |
| October 2023 | $145,240,000 | 5 | March 2, 2023 |
| October 2024 | $168,520,000 | 5 | August 30, 2024 |
| October 2025 | $184,000,000 | 5 | February 4, 2025 |
| October 2026 | $206,723,000 | 4 | September 1, 2026 |

Regulatory assets under management: $142,000,000 in the October 2021 data and $206,723,000 in the October 2026 data, up 46%.
Total employees: 5 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $184,000,000 to $206,723,000 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Flying Point Financial, Inc. (CRD 107915): Form ADV filing data as of October 2026.