# Florida Financial Advisors, LLC

> Florida Financial Advisors, LLC is an SEC-registered investment advisory firm in Tampa, FL, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 8, 2026.

- CRD: 288811
- Filed as: FLORIDA FINANCIAL ADVISORS, LLC
- Also doing business as: FOUR CORNERS FINANCIAL ADVISORS ("FCFA"), GEORGIA FINANCIAL ADVISORS ("GFA"), NEW ENGLAND FINANCIAL ADVISORS ("NEFA"), TEXAS FINANCIAL ADVISORS ("TXFA"), TRISTATE FINANCIAL ADVISORS ("TFA")
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tampa, FL
- Filing period: October 2026
- Form ADV filing dated: September 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/288811
- AdvisorCensus page: https://advisorcensus.com/firm/florida-financial-advisors-llc-tampa-fl-288811

## Quick answers

**How is Florida Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Florida Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**How much does Florida Financial Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated August 6, 2026 states: Flat fee: $10,000 (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Florida Financial Advisors, LLC located?**
Florida Financial Advisors, LLC's principal office is in Tampa, FL, according to its Form ADV; the October 2026 filing also lists 20 other offices (Schedule D, Section 1.F).

**Is Florida Financial Advisors, LLC registered with the SEC or a state?**
Florida Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 288811.

**How much does Florida Financial Advisors, LLC manage?**
Florida Financial Advisors, LLC reports $456,133,125 in regulatory assets under management in its Form ADV filing dated September 8, 2026 (100% discretionary).

**How have Florida Financial Advisors, LLC's assets and staff changed since 2023?**
In the Form ADV data for Florida Financial Advisors, LLC: Regulatory assets under management: $94,820,946 in the October 2023 data and $456,133,125 in the October 2026 data, up 381%. Total employees: 170 in October 2023 and 667 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Florida Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,975); high net worth individuals (30).

**Which custodians does Florida Financial Advisors, LLC use?**
Florida Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Florida Financial Advisors, LLC report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288811

**What changed in Florida Financial Advisors, LLC's recent Form ADV filings?**
In the October 2026 filing data: Item 11 disclosure answers changed: 2 yes answers, previously 1 (now yes: 11.D(4)).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated August 6, 2026)

- Flat fee: $10,000 (Financial Planning Services)

> The FPA Fee generally does not exceed $10,000 (flat, dollar fee) or 2% of net worth or assets being addressed in the plan or under consultation

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $456,133,125
- Discretionary: $456,133,125
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,975 | $414,493,673 |
| High net worth individuals | 30 | $41,639,452 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2023 (3 years)
- Employees: 667 total, 667 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288811

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Atlanta, GA
- Austin, TX
- Charlotte, NC
- Cranston, RI
- Dallas, TX
- Ft. Lauderdale, FL
- Houston, TX
- Jacksonville, FL
- Las Vegas, NV
- Miami Lakes, FL
- Mount Pleasant, SC
- Nashville, TN
- Orlando, FL
- Philadelphia, PA
- Sarasota, FL
- Savannah, GA
- Tempe, AZ
- Vienna, VA
- Wetkumpa, AL
- Winter Park, FL

### Websites listed on Form ADV (Item 1.I)
- floridafa.com
- fourcornersfa.com
- georgiafa.com
- newenglandfa.com
- texasfa.com
- tristatefa.com
- Facebook @FLORIDAFAS
- Instagram @floridafa_
- Instagram @floridafinancialadvisors
- LinkedIn @florida-financial-advisors
- X @FloridaFAs
- YouTube @UCvpjozno3lDw0eS8G0oeeqQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $94,820,946 | 170 | September 6, 2023 |
| October 2024 | $199,000,000 | 310 | August 6, 2024 |
| October 2025 | $317,826,011 | 465 | May 1, 2025 |
| October 2026 | $456,133,125 | 667 | September 8, 2026 |

Regulatory assets under management: $94,820,946 in the October 2023 data and $456,133,125 in the October 2026 data, up 381%.
Total employees: 170 in October 2023 and 667 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Item 11 disclosure answers changed: 2 yes answers, previously 1 (now yes: 11.D(4)).

### August 2026
- Item 11 disclosure answers changed: 1 yes answer, previously 0 (now yes: 11.D(2)).

### April 2026
- Regulatory assets under management went from $317,826,011 to $456,133,125 (+44%).
- Employees performing advisory functions went from 457 to 667.
- Added the business name Texas Financial Advisors ("Txfa").
- Added the business name Georgia Financial Advisors ("GFA").
- Added the business name Tristate Financial Advisors ("TFA").
- Added the business name New England Financial Advisors ("Nefa").
- Added the business name Four Corners Financial Advisors ("Fcfa").
- No longer lists the business name Georgia Financial Advisors.
- No longer lists the business name Tristate Financial Advisors.
- Changed its office addresses in Cranston, RI.
- Changed its office addresses in Houston, TX.
- Changed its office addresses in Philadelphia, PA.
- Changed its office addresses in Tempe, AZ.
- Added an office in Savannah, GA.
- No longer lists an office in Belmont Hills, PA.
- Updated its list of owners and control persons (Schedule A).

### March 2026
- Registered or notice-filed in VT.

### January 2026
- Registered or notice-filed in WY.

### December 2025
- Registered or notice-filed in PR, SD.

### November 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Florida Financial Advisors, LLC (CRD 288811): Form ADV filing data as of October 2026.