# Flip Flops and Pearls Financial Planning

> Flip Flops and Pearls Financial Planning is a state-registered investment advisory firm in Mount Pleasant, SC, registered since 2020, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 307738
- Filed as: FLIP FLOPS AND PEARLS FINANCIAL PLANNING
- Legal name: Flip Flops and Pearls, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Mount Pleasant, SC
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/307738
- AdvisorCensus page: https://advisorcensus.com/firm/flip-flops-and-pearls-financial-planning-mount-pleasant-sc-307738

## Quick answers

**How is Flip Flops and Pearls Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Flip Flops and Pearls Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Flip Flops and Pearls Financial Planning located?**
Flip Flops and Pearls Financial Planning's principal office is in Mount Pleasant, SC, according to its Form ADV.

**Is Flip Flops and Pearls Financial Planning registered with the SEC or a state?**
Flip Flops and Pearls Financial Planning is a state-registered investment advisory firm, registered since 2020. Status as filed: APPROVED. CRD 307738.

**How much does Flip Flops and Pearls Financial Planning manage?**
Flip Flops and Pearls Financial Planning reports $28,383,011 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (100% discretionary).

**What types of clients does Flip Flops and Pearls Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (9); high net worth individuals (6).

**Does Flip Flops and Pearls Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/307738

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $28,383,011
- Discretionary: $28,383,011
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 9 | $2,719,957 |
| High net worth individuals | 6 | $25,663,054 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2020 (6 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: SC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- flipflopsandpearls.com
- Facebook @flipflopsandpearlsfinancial
- Instagram @flipflopsandpearlsfinancial
- X @FlipPearls

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Flip Flops and Pearls Financial Planning (CRD 307738): Form ADV filing data as of October 2026.