{ "crd_number": 110762, "slug": "flexible-plan-investments-ltd-bloomfield-hills-mi-110762", "primary_business_name": "FLEXIBLE PLAN INVESTMENTS LTD", "legal_name": "FLEXIBLE PLAN INVESTMENTS LTD", "dbas": [], "city": "Bloomfield Hills", "state": "MI", "country": "United States", "cbsa_code": "19820", "metro": { "cbsa_code": "19820", "common_name": "Detroit", "msa_name": "Detroit-Warren-Dearborn, MI", "path": "/advisors/mi/detroit" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "1984-04-12", "years_registered": 42, "period": "2026-10-01", "filing_date": "2026-09-30", "carried_forward": false, "raum_total": 1484076880.0, "raum_discretionary": 1484076880.0, "raum_non_discretionary": 0.0, "raum_band": "1b_5b", "raum_band_label": "$1 billion to $5 billion", "total_employees": 68, "advisory_employees": 5, "client_count_bucket": null, "clients_by_type": { "charitable": { "raum": 22817642.0, "count": 25 }, "individuals": { "raum": 261023784.0, "count": 8323 }, "state_municipal": { "raum": 1710312.0, "count": 1 }, "investment_companies": { "raum": 1086480528.0, "count": 14 }, "pension_profit_sharing": { "raum": 5087039.0, "count": 33 }, "high_net_worth_individuals": { "raum": 104330781.0, "count": 737 }, "corporations_other_businesses": { "raum": 2626794.0, "count": 11 } }, "compensation_types": [ "percentage_of_aum" ], "advisory_activities": [ "periodicals_newsletters", "portfolio_management_businesses_institutional", "portfolio_management_individuals", "portfolio_management_investment_companies" ], "wrap_fee_participant": false, "disclosure_yes_count": 0, "states_registered": [ "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "FL", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "websites": [ "https://activeinvestmentadvisor.com", "https://annuityprices.com", "https://faithfocusedinvesting.com", "https://flexibleplan.com", "https://forabetterworld-investing.com", "https://goldbullionstrategyfund.com", "https://linkedin.com/COMPANY/1174344", "https://ontargetinvesting.com", "https://quantifiedfunds.com" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110762", "city_as_filed": "BLOOMFIELD HILLS", "url": "https://advisorcensus.com/firm/flexible-plan-investments-ltd-bloomfield-hills-mi-110762", "display_name": "Flexible Plan Investments Ltd", "summary": "Flexible Plan Investments Ltd is an SEC-registered investment advisory firm in Bloomfield Hills, MI, registered since 1984, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 30, 2026.", "citation": "AdvisorCensus. Flexible Plan Investments Ltd (CRD 110762): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management" ], "advisory_activity_labels": [ "Portfolio management for individuals and/or small businesses", "Portfolio management for investment companies (and business development companies)", "Portfolio management for businesses (other than small businesses) or institutional clients", "Publication of periodicals or newsletters" ], "quick_answers": [ { "q": "How is Flexible Plan Investments Ltd compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Flexible Plan Investments Ltd reports these compensation arrangements: a percentage of assets under its management." }, { "q": "Where is Flexible Plan Investments Ltd located?", "a": "Flexible Plan Investments Ltd's principal office is in Bloomfield Hills, MI, according to its Form ADV." }, { "q": "Is Flexible Plan Investments Ltd registered with the SEC or a state?", "a": "Flexible Plan Investments Ltd is an SEC-registered investment advisory firm, registered since 1984. Status as filed: Approved. CRD 110762." }, { "q": "How much does Flexible Plan Investments Ltd manage?", "a": "Flexible Plan Investments Ltd reports $1,484,076,880 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (100% discretionary)." }, { "q": "How have Flexible Plan Investments Ltd's assets and staff changed since 2021?", "a": "In the Form ADV data for Flexible Plan Investments Ltd: Regulatory assets under management: $1,638,081,625 in the October 2021 data and $1,484,076,880 in the October 2026 data, down 9%. Total employees: 89 in October 2021 and 68 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Flexible Plan Investments Ltd serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (8,323); high net worth individuals (737); pension and profit sharing plans (but not the plan participants or government pension plans) (33)." }, { "q": "Which custodians does Flexible Plan Investments Ltd use?", "a": "Flexible Plan Investments Ltd's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Axos Clearing LLC as a custodian holding 10% or more of its separately managed account assets." }, { "q": "Does Flexible Plan Investments Ltd report any disciplinary disclosures?", "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110762" }, { "q": "What changed in Flexible Plan Investments Ltd's recent Form ADV filings?", "a": "In the October 2026 filing data: Updated its list of owners and control persons (Schedule A)." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 1638081625.0, "total_employees": 89, "filing_date": "2021-03-09" }, { "period": "2022-10-01", "regulatory_assets_under_management": 2045795746.0, "total_employees": 92, "filing_date": "2022-03-31" }, { "period": "2023-10-01", "regulatory_assets_under_management": 1564181995.0, "total_employees": 93, "filing_date": "2023-03-30" }, { "period": "2024-10-01", "regulatory_assets_under_management": 1420533938.0, "total_employees": 84, "filing_date": "2024-03-27" }, { "period": "2025-10-01", "regulatory_assets_under_management": 1536363862.0, "total_employees": 79, "filing_date": "2025-06-10" }, { "period": "2026-10-01", "regulatory_assets_under_management": 1484076880.0, "total_employees": 68, "filing_date": "2026-09-30" } ], "recent_changes": [ { "period": "2026-10-01", "period_label": "October 2026", "notes": [ "Updated its list of owners and control persons (Schedule A)." ] } ], "fees_from_brochure": null, "custodians": [ { "name": "Axos Clearing LLC", "name_as_filed": "AXOS CLEARING LLC", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/flexible-plan-investments-ltd-bloomfield-hills-mi-110762.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 8323, "fewer_than_5": false, "raum": 261023784.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 737, "fewer_than_5": false, "raum": 104330781.0 }, { "type": "investment_companies", "label": "Investment companies", "count": 14, "fewer_than_5": false, "raum": 1086480528.0 }, { "type": "pension_profit_sharing", "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)", "count": 33, "fewer_than_5": false, "raum": 5087039.0 }, { "type": "charitable", "label": "Charitable organizations", "count": 25, "fewer_than_5": false, "raum": 22817642.0 }, { "type": "state_municipal", "label": "State or municipal government entities (including government pension plans)", "count": 1, "fewer_than_5": false, "raum": 1710312.0 }, { "type": "corporations_other_businesses", "label": "Corporations or other businesses not listed above", "count": 11, "fewer_than_5": false, "raum": 2626794.0 } ], "disclosure_line": "Reports no disclosure items on Form ADV Item 11.", "disclosure_items": [], "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/110762", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }