# Flavin Financial Services, Inc.

> Flavin Financial Services, Inc. is an SEC-registered investment advisory firm in Melbourne, FL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 13, 2026.

- CRD: 144473
- Filed as: FLAVIN FINANCIAL SERVICES, INC.
- Also doing business as: FLAVIN, NOONEY & PERSON, CPA WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Melbourne, FL
- Filing period: October 2026
- Form ADV filing dated: February 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/144473
- AdvisorCensus page: https://advisorcensus.com/firm/flavin-financial-services-inc-melbourne-fl-144473

## Quick answers

**How is Flavin Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Flavin Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**Where is Flavin Financial Services, Inc. located?**
Flavin Financial Services, Inc.'s principal office is in Melbourne, FL, according to its Form ADV.

**Is Flavin Financial Services, Inc. registered with the SEC or a state?**
Flavin Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 144473.

**How much does Flavin Financial Services, Inc. manage?**
Flavin Financial Services, Inc. reports $204,988,428 in regulatory assets under management in its Form ADV filing dated February 13, 2026 (100% discretionary).

**How have Flavin Financial Services, Inc.'s assets and staff changed since 2024?**
In the Form ADV data for Flavin Financial Services, Inc.: Regulatory assets under management: $129,790,840 in the October 2024 data and $204,988,428 in the October 2026 data, up 58%. Total employees: 3 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Flavin Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (125); high net worth individuals (47); pension and profit sharing plans (but not the plan participants or government pension plans) (10).

**Which custodians does Flavin Financial Services, Inc. use?**
Flavin Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Flavin Financial Services, Inc. report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144473

**What changed in Flavin Financial Services, Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Item 11 disclosure answers changed: 1 yes answer, previously 2 (now no: 11.D(4)). Employees performing advisory functions went from 3 to 4. Regulatory assets under management went from $168,911,609 to $204,988,428 (+21%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $204,988,428
- Discretionary: $204,988,428
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 125 | $46,199,270 |
| High net worth individuals | 47 | $133,880,045 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 10 | $15,474,169 |
| Corporations or other businesses not listed above | Fewer than 5 | $9,434,944 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NH, TX
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144473

### Websites listed on Form ADV (Item 1.I)
- flavincpa.com
- Facebook @FlavinNooneyandPerson
- LinkedIn @cpa-wealth-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $129,790,840 | 3 | August 13, 2024 |
| October 2025 | $168,911,609 | 3 | July 15, 2025 |
| October 2026 | $204,988,428 | 4 | February 13, 2026 |

Regulatory assets under management: $129,790,840 in the October 2024 data and $204,988,428 in the October 2026 data, up 58%.
Total employees: 3 in October 2024 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Item 11 disclosure answers changed: 1 yes answer, previously 2 (now no: 11.D(4)).
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $168,911,609 to $204,988,428 (+21%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Flavin Financial Services, Inc. (CRD 144473): Form ADV filing data as of October 2026.