# Five Rivers Financial Advisors, LLC

> Five Rivers Financial Advisors, LLC is a state-registered investment advisory firm in North East, MD, registered since 1999, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 120249
- Filed as: FIVE RIVERS FINANCIAL ADVISORS, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: North East, MD
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/120249
- AdvisorCensus page: https://advisorcensus.com/firm/five-rivers-financial-advisors-llc-north-east-md-120249

## Quick answers

**How is Five Rivers Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Five Rivers Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Five Rivers Financial Advisors, LLC located?**
Five Rivers Financial Advisors, LLC's principal office is in North East, MD, according to its Form ADV.

**Is Five Rivers Financial Advisors, LLC registered with the SEC or a state?**
Five Rivers Financial Advisors, LLC is a state-registered investment advisory firm, registered since 1999. Status as filed: APPROVED. CRD 120249.

**How much does Five Rivers Financial Advisors, LLC manage?**
Five Rivers Financial Advisors, LLC reports $55,285,794 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary).

**What types of clients does Five Rivers Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (83); high net worth individuals (21); corporations or other businesses not listed above (1).

**Does Five Rivers Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/120249

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $55,285,794
- Discretionary: $55,285,794
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 83 | $16,847,893 |
| High net worth individuals | 21 | $38,380,196 |
| Corporations or other businesses not listed above | 1 | $57,705 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1999 (26 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DE, FL, MD, NJ, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fiveriversfinancial.com
- Facebook @FiveRiversFinancial
- LinkedIn @five-rivers-financial-advisors

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Five Rivers Financial Advisors, LLC (CRD 120249): Form ADV filing data as of October 2026.