{
  "crd_number": 120249,
  "slug": "five-rivers-financial-advisors-llc-north-east-md-120249",
  "primary_business_name": "FIVE RIVERS FINANCIAL ADVISORS, LLC",
  "legal_name": "FIVE RIVERS FINANCIAL ADVISORS, LLC",
  "dbas": [],
  "city": "North East",
  "state": "MD",
  "country": "United States",
  "cbsa_code": "37980",
  "metro": {
    "cbsa_code": "37980",
    "common_name": "Philadelphia",
    "msa_name": "Philadelphia-Camden-Wilmington, PA-NJ-DE-MD",
    "path": "/advisors/pa/philadelphia"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "1999-10-21",
  "years_registered": 26,
  "period": "2026-10-01",
  "filing_date": "2026-03-30",
  "carried_forward": false,
  "raum_total": 55285794.0,
  "raum_discretionary": 55285794.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 2,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 16847893.0,
      "count": 83
    },
    "high_net_worth_individuals": {
      "raum": 38380196.0,
      "count": 21
    },
    "corporations_other_businesses": {
      "raum": 57705.0,
      "count": 1,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "DE",
    "FL",
    "MD",
    "NJ",
    "PA"
  ],
  "websites": [
    "https://facebook.com/FiveRiversFinancial",
    "https://fiveriversfinancial.com",
    "https://linkedin.com/company/five-rivers-financial-advisors/about"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/120249",
  "city_as_filed": "NORTH EAST",
  "url": "https://advisorcensus.com/firm/five-rivers-financial-advisors-llc-north-east-md-120249",
  "display_name": "Five Rivers Financial Advisors, LLC",
  "summary": "Five Rivers Financial Advisors, LLC is a state-registered investment advisory firm in North East, MD, registered since 1999, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.",
  "citation": "AdvisorCensus. Five Rivers Financial Advisors, LLC (CRD 120249): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Five Rivers Financial Advisors, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Five Rivers Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Five Rivers Financial Advisors, LLC located?",
      "a": "Five Rivers Financial Advisors, LLC's principal office is in North East, MD, according to its Form ADV."
    },
    {
      "q": "Is Five Rivers Financial Advisors, LLC registered with the SEC or a state?",
      "a": "Five Rivers Financial Advisors, LLC is a state-registered investment advisory firm, registered since 1999. Status as filed: APPROVED. CRD 120249."
    },
    {
      "q": "How much does Five Rivers Financial Advisors, LLC manage?",
      "a": "Five Rivers Financial Advisors, LLC reports $55,285,794 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Five Rivers Financial Advisors, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (83); high net worth individuals (21); corporations or other businesses not listed above (1)."
    },
    {
      "q": "Does Five Rivers Financial Advisors, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/120249"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/five-rivers-financial-advisors-llc-north-east-md-120249.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 83,
      "fewer_than_5": false,
      "raum": 16847893.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 21,
      "fewer_than_5": false,
      "raum": 38380196.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 1,
      "fewer_than_5": true,
      "raum": 57705.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/120249",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}