# Five Oceans Advisors

> Five Oceans Advisors is an SEC-registered investment advisory firm, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 23, 2026.

- CRD: 308377
- Filed as: FIVE OCEANS ADVISORS
- Legal name: Five Oceans Advisors LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: January 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/308377
- AdvisorCensus page: https://advisorcensus.com/firm/five-oceans-advisors-308377

## Quick answers

**How is Five Oceans Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Five Oceans Advisors reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Is Five Oceans Advisors registered with the SEC or a state?**
Five Oceans Advisors is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 308377.

**How much does Five Oceans Advisors manage?**
Five Oceans Advisors reports $456,192,437 in regulatory assets under management in its Form ADV filing dated January 23, 2026 (97% discretionary).

**How have Five Oceans Advisors' assets and staff changed since 2021?**
In the Form ADV data for Five Oceans Advisors: Regulatory assets under management: $357,480,712 in the October 2021 data and $456,192,437 in the October 2026 data, up 28%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Five Oceans Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (74); individuals (other than high net worth individuals) (43).

**Which custodians does Five Oceans Advisors use?**
Five Oceans Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Five Oceans Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/308377

**Does Five Oceans Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated January 23, 2026 says: "Although Five Oceans does not have a minimum account size, it may set a fixed fee based on client situations and as a result, the fixed fee may cause our typical 100 basis points to be higher."

**What changed in Five Oceans Advisors' recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $408,116,922 to $456,192,437 (+12%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 23, 2026)

- Account minimum: None

> Although Five Oceans does not have a minimum account size, it may set a fixed fee based on client situations and as a result, the fixed fee may cause our typical 100 basis points to be higher.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $456,192,437
- Discretionary: $440,475,287
- Non-discretionary: $15,717,150

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 43 | $51,892,636 |
| High net worth individuals | 74 | $398,322,630 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $246,125 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $5,731,046 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (6 years)
- Employees: 8 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fiveoceansadvisors.com
- lifestrategybyfiveoceans.com
- Facebook facebook.com
- Instagram @fiveoceansadvisors
- LinkedIn @fiveoceansadvisors
- YouTube @UCrpLN6KrfJFSz7VB6knXxSA

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $357,480,712 | 6 | July 29, 2021 |
| October 2022 | $383,983,241 | 6 | February 11, 2022 |
| October 2023 | $499,263,930 | 6 | September 7, 2023 |
| October 2024 | $496,113,439 | 7 | February 1, 2024 |
| October 2025 | $408,116,922 | 7 | February 21, 2025 |
| October 2026 | $456,192,437 | 8 | January 23, 2026 |

Regulatory assets under management: $357,480,712 in the October 2021 data and $456,192,437 in the October 2026 data, up 28%.
Total employees: 6 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $408,116,922 to $456,192,437 (+12%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Five Oceans Advisors (CRD 308377): Form ADV filing data as of October 2026.