# Fiscal Wisdom Wealth Management LLC

> Fiscal Wisdom Wealth Management LLC is an SEC-registered investment advisory firm in Canton, CT, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 27, 2026.

- CRD: 168299
- Filed as: FISCAL WISDOM WEALTH MANAGEMENT LLC
- Also doing business as: BGS FINANCIAL SERVICES, LLC, CHADWICK FINANCIAL ADVISORS, FISCAL WISDOM WEALTH MANAGEMENT, MILESTONE WEALTH MANAGEMENT, THE RETIREMENT ADVISORS OF NE, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Canton, CT
- Filing period: October 2026
- Form ADV filing dated: August 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/168299
- AdvisorCensus page: https://advisorcensus.com/firm/fiscal-wisdom-wealth-management-llc-canton-ct-168299

## Quick answers

**How is Fiscal Wisdom Wealth Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Fiscal Wisdom Wealth Management LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; other.

**Where is Fiscal Wisdom Wealth Management LLC located?**
Fiscal Wisdom Wealth Management LLC's principal office is in Canton, CT, according to its Form ADV; the September 2026 filing also lists 7 other offices (Schedule D, Section 1.F).

**Is Fiscal Wisdom Wealth Management LLC registered with the SEC or a state?**
Fiscal Wisdom Wealth Management LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 168299.

**How much does Fiscal Wisdom Wealth Management LLC manage?**
Fiscal Wisdom Wealth Management LLC reports $386,005,788 in regulatory assets under management in its Form ADV filing dated August 27, 2026 (100% discretionary).

**How have Fiscal Wisdom Wealth Management LLC's assets and staff changed since 2021?**
In the Form ADV data for Fiscal Wisdom Wealth Management LLC: Regulatory assets under management: $108,866,074 in the October 2021 data and $386,005,788 in the October 2026 data, up 255%. Total employees: 16 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fiscal Wisdom Wealth Management LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,624); pension and profit sharing plans (but not the plan participants or government pension plans) (137); high net worth individuals (52).

**Which custodians does Fiscal Wisdom Wealth Management LLC use?**
Fiscal Wisdom Wealth Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing Advisor Solutions LLC as custodians holding 10% or more of its separately managed account assets.

**Does Fiscal Wisdom Wealth Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/168299

**Does Fiscal Wisdom Wealth Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated April 28, 2026 says: "The advisor does not currently require a minimum balance to open an account. Fiscal Wisdom Wealth Management reserves the right to implement a minimum balance."

**What changed in Fiscal Wisdom Wealth Management LLC's recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in SC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Other

### Fees and minimums (Form ADV Part 2A brochure dated April 28, 2026)

- Account minimum: None

> The advisor does not currently require a minimum balance to open an account. Fiscal Wisdom Wealth Management reserves the right to implement a minimum balance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Pershing Advisor Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $386,005,788
- Discretionary: $386,005,788
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,624 | $281,449,416 |
| High net worth individuals | 52 | $87,307,732 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 137 | $13,133,466 |
| Corporations or other businesses not listed above | 15 | $4,115,174 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2020 (6 years)
- Employees: 18 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, KY, MA, MD, ME, MI, MN, NC, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Atlanta, GA
- Canton, CT
- Hilo, HI
- Honolulu, HI
- Manchester, NH
- Santa Rosa, CA
- Thomaston, CT

### Websites listed on Form ADV (Item 1.I)
- fiscalwisdom.com
- milestonewealthhi.com
- retirement-advisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $108,866,074 | 16 | September 17, 2021 |
| October 2022 | $170,800,000 | 15 | June 29, 2022 |
| October 2023 | $216,000,000 | 11 | July 5, 2023 |
| October 2024 | $213,793,318 | 22 | September 25, 2024 |
| October 2025 | $259,793,557 | 22 | April 24, 2025 |
| October 2026 | $386,005,788 | 18 | August 27, 2026 |

Regulatory assets under management: $108,866,074 in the October 2021 data and $386,005,788 in the October 2026 data, up 255%.
Total employees: 16 in October 2021 and 18 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in SC.

### April 2026
- Employees performing advisory functions went from 13 to 10.
- Regulatory assets under management went from $259,793,557 to $386,005,788 (+49%).
- Added an office in Hilo, HI.
- Added an office in Honolulu, HI.
- No longer lists an office in Cpnyers, GA.
- No longer lists an office in Kooskia, ID.

### December 2025
- No longer lists the business name Seven Ventures Wealth Management, LLC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fiscal Wisdom Wealth Management LLC (CRD 168299): Form ADV filing data as of October 2026.