{
  "crd_number": 292329,
  "slug": "finivi-inc-westborough-ma-292329",
  "primary_business_name": "FINIVI INC.",
  "legal_name": "FINIVI INC.",
  "dbas": [],
  "city": "Westborough",
  "state": "MA",
  "country": "United States",
  "cbsa_code": "49340",
  "metro": {
    "cbsa_code": "49340",
    "common_name": "Worcester",
    "msa_name": "Worcester, MA",
    "path": "/advisors/ma/worcester"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-02-19",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-07-08",
  "carried_forward": false,
  "raum_total": 308429675.0,
  "raum_discretionary": 285441911.0,
  "raum_non_discretionary": 22987764.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 10,
  "advisory_employees": 9,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 0.0,
      "count": 0
    },
    "individuals": {
      "raum": 171821384.0,
      "count": 610
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 136608291.0,
      "count": 73
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 0.0,
      "count": 0
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "CT",
    "FL",
    "MA",
    "ME",
    "NH",
    "RI",
    "TX"
  ],
  "websites": [
    "https://facebook.com/FINIVIFA",
    "https://finivi.com",
    "https://linkedin.com/COMPANY/FINIVI",
    "https://twitter.com/FINIVIFA"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/292329",
  "city_as_filed": "WESTBOROUGH",
  "url": "https://advisorcensus.com/firm/finivi-inc-westborough-ma-292329",
  "display_name": "Finivi Inc.",
  "summary": "Finivi Inc. is an SEC-registered investment advisory firm in Westborough, MA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 8, 2026.",
  "citation": "AdvisorCensus. Finivi Inc. (CRD 292329): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Finivi Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Finivi Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Finivi Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 5, 2026 states: Flat fee: $1,200 to $5,000 (standalone Family Meeting Services); Hourly rate: $200 to $350 an hour (additional services beyond the original agreement's scope). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Finivi Inc. located?",
      "a": "Finivi Inc.'s principal office is in Westborough, MA, according to its Form ADV."
    },
    {
      "q": "Is Finivi Inc. registered with the SEC or a state?",
      "a": "Finivi Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 292329."
    },
    {
      "q": "How much does Finivi Inc. manage?",
      "a": "Finivi Inc. reports $308,429,675 in regulatory assets under management in its Form ADV filing dated July 8, 2026 (93% discretionary)."
    },
    {
      "q": "How have Finivi Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Finivi Inc.: Regulatory assets under management: $182,462,620 in the October 2021 data and $308,429,675 in the October 2026 data, up 69%. Total employees: 5 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Finivi Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (610); high net worth individuals (73)."
    },
    {
      "q": "Which custodians does Finivi Inc. use?",
      "a": "Finivi Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Finivi Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/292329"
    },
    {
      "q": "What changed in Finivi Inc.'s recent Form ADV filings?",
      "a": "In the July 2026 filing data: Employees performing advisory functions went from 8 to 9."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 182462620.0,
      "total_employees": 5,
      "filing_date": "2021-06-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 222742311.0,
      "total_employees": 7,
      "filing_date": "2022-06-07"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 190585835.0,
      "total_employees": 8,
      "filing_date": "2023-03-13"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 215956048.0,
      "total_employees": 8,
      "filing_date": "2024-02-29"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 258221772.0,
      "total_employees": 8,
      "filing_date": "2025-05-30"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 308429675.0,
      "total_employees": 10,
      "filing_date": "2026-07-08"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Employees performing advisory functions went from 8 to 9."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $258,221,772 to $308,429,675 (+19%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 5, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $1,200 to $5,000 (standalone Family Meeting Services)",
      "Hourly rate: $200 to $350 an hour (additional services beyond the original agreement's scope)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $1,200 to $5,000 (standalone Family Meeting Services)"
        ],
        "quotes": [
          "These services are provided on a fixed-fee basis, ranging from $1,200 to $5,000, plus any applicable expenses."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $200 to $350 an hour (additional services beyond the original agreement's scope)"
        ],
        "quotes": [
          "If the client requests additional services beyond the original agreement's scope, these will be billed separately at an hourly rate of $200 to $350."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 1200.0,
          "max": 5000.0,
          "period": "one_time",
          "service": "standalone Family Meeting Services"
        },
        {
          "kind": "hourly",
          "amount": null,
          "min": 200.0,
          "max": 350.0,
          "period": "hour",
          "service": "additional services beyond the original agreement's scope"
        }
      ]
    },
    "quotes": [
      "These services are provided on a fixed-fee basis, ranging from $1,200 to $5,000, plus any applicable expenses.",
      "If the client requests additional services beyond the original agreement's scope, these will be billed separately at an hourly rate of $200 to $350."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/finivi-inc-westborough-ma-292329.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 610,
      "fewer_than_5": false,
      "raum": 171821384.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 73,
      "fewer_than_5": false,
      "raum": 136608291.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/292329",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}