# Fingerlakes Wealth Management, Inc.

> Fingerlakes Wealth Management, Inc. is an SEC-registered investment advisory firm in Ithaca, NY, registered since 2009, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 23, 2026.

- CRD: 149709
- Filed as: FINGERLAKES WEALTH MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ithaca, NY
- Filing period: October 2026
- Form ADV filing dated: April 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/149709
- AdvisorCensus page: https://advisorcensus.com/firm/fingerlakes-wealth-management-inc-ithaca-ny-149709

## Quick answers

**How is Fingerlakes Wealth Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Fingerlakes Wealth Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Fingerlakes Wealth Management, Inc. charge?**
Its Form ADV Part 2A brochure dated April 23, 2026 states: Hourly rate: $250 an hour (financial consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Fingerlakes Wealth Management, Inc. located?**
Fingerlakes Wealth Management, Inc.'s principal office is in Ithaca, NY, according to its Form ADV.

**Is Fingerlakes Wealth Management, Inc. registered with the SEC or a state?**
Fingerlakes Wealth Management, Inc. is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 149709.

**How much does Fingerlakes Wealth Management, Inc. manage?**
Fingerlakes Wealth Management, Inc. reports $285,398,000 in regulatory assets under management in its Form ADV filing dated April 23, 2026 (100% discretionary).

**How have Fingerlakes Wealth Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Fingerlakes Wealth Management, Inc.: Regulatory assets under management: $133,437,011 in the October 2021 data and $285,398,000 in the October 2026 data, up 114%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fingerlakes Wealth Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (477); high net worth individuals (87); pension and profit sharing plans (but not the plan participants or government pension plans) (19).

**Which custodians does Fingerlakes Wealth Management, Inc. use?**
Fingerlakes Wealth Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and TIAA-CREF Individual & Institutional Services, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Fingerlakes Wealth Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/149709

**Does Fingerlakes Wealth Management, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated April 23, 2026 says: "We generally require $75,000 in account balances per household for our Comprehensive Portfolio Management service. This minimum account balance requirement may be negotiable."

**What changed in Fingerlakes Wealth Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 4. Regulatory assets under management went from $231,588,720 to $285,398,000 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 23, 2026)

- Account minimum: $75,000 (the brochure says it may be waived or negotiated)

> We generally require $75,000 in account balances per household for our Comprehensive Portfolio Management service. This minimum account balance requirement may be negotiable.

- Hourly rate: $250 an hour (financial consulting services)

> We offer financial consulting services on an hourly basis for $250 per hour, which may be negotiable depending on the nature and complexity of each client’s circumstances.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- TIAA-CREF Individual & Institutional Services, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $285,398,000
- Discretionary: $285,398,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 477 | $110,651,476 |
| High net worth individuals | 87 | $165,257,742 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 19 | $7,263,104 |
| Charitable organizations | 9 | $1,555,678 |
| Corporations or other businesses not listed above | Fewer than 5 | $670,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2009 (17 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, MD, NC, NY, PA, TX, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fingerlakeswm.com
- fwm.io
- Facebook @FINGERLAKESWEALTHMANAGEMENT
- Instagram @fingerlakeswm
- LinkedIn @FINGERLAKES-WEALTH-MANAGEMENT

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $133,437,011 | 3 | July 8, 2021 |
| October 2022 | $172,469,653 | 3 | February 22, 2022 |
| October 2023 | $147,868,456 | 3 | September 18, 2023 |
| October 2024 | $184,536,327 | 3 | February 27, 2024 |
| October 2025 | $231,588,720 | 3 | March 14, 2025 |
| October 2026 | $285,398,000 | 4 | April 23, 2026 |

Regulatory assets under management: $133,437,011 in the October 2021 data and $285,398,000 in the October 2026 data, up 114%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $231,588,720 to $285,398,000 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fingerlakes Wealth Management, Inc. (CRD 149709): Form ADV filing data as of October 2026.