# Finer Wealth Management, Inc.

> Finer Wealth Management, Inc. is an SEC-registered investment advisory firm in Salem, MA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 2, 2026.

- CRD: 129987
- Filed as: FINER WEALTH MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Salem, MA
- Filing period: October 2026
- Form ADV filing dated: July 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/129987
- AdvisorCensus page: https://advisorcensus.com/firm/finer-wealth-management-inc-salem-ma-129987

## Quick answers

**How is Finer Wealth Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Finer Wealth Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Finer Wealth Management, Inc. located?**
Finer Wealth Management, Inc.'s principal office is in Salem, MA, according to its Form ADV; the August 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Finer Wealth Management, Inc. registered with the SEC or a state?**
Finer Wealth Management, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 129987.

**How much does Finer Wealth Management, Inc. manage?**
Finer Wealth Management, Inc. reports $305,764,188 in regulatory assets under management in its Form ADV filing dated July 2, 2026 (100% discretionary).

**How have Finer Wealth Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Finer Wealth Management, Inc.: Regulatory assets under management: $131,986,603 in the October 2021 data and $305,764,188 in the October 2026 data, up 132%. Total employees: 5 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Finer Wealth Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (135); high net worth individuals (78); corporations or other businesses not listed above (57).

**Which custodians does Finer Wealth Management, Inc. use?**
Finer Wealth Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Finer Wealth Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/129987

**What changed in Finer Wealth Management, Inc.'s recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $305,764,188
- Discretionary: $305,764,188
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 135 | $50,461,074 |
| High net worth individuals | 78 | $243,053,959 |
| Charitable organizations | 7 | $4,234,533 |
| Corporations or other businesses not listed above | 57 | $8,014,622 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Other

### Firm details
- Registered since: 2021 (5 years)
- Employees: 7 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, MA, NH, PA, TX, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Naples, FL
- Scottsdale, AZ

### Websites listed on Form ADV (Item 1.I)
- finer.com
- finertaxes.com
- finerwealth.com
- yelp.com/biz/finer-wealth-management-salem-2
- Facebook @finerwealth
- LinkedIn @finer-wealth-management
- X @Finer_
- X @finerwealth
- YouTube @finerwealth1866

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $131,986,603 | 5 | June 16, 2021 |
| October 2022 | $163,871,463 | 7 | March 28, 2022 |
| October 2023 | $166,301,535 | 9 | March 29, 2023 |
| October 2024 | $210,096,944 | 8 | March 27, 2024 |
| October 2025 | $249,678,933 | 5 | March 27, 2025 |
| October 2026 | $305,764,188 | 7 | July 2, 2026 |

Regulatory assets under management: $131,986,603 in the October 2021 data and $305,764,188 in the October 2026 data, up 132%.
Total employees: 5 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in CO.

### April 2026
- Regulatory assets under management went from $249,678,933 to $305,764,188 (+22%).

### February 2026
- Registered or notice-filed in CA, PA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Finer Wealth Management, Inc. (CRD 129987): Form ADV filing data as of October 2026.