{
  "crd_number": 106255,
  "slug": "financially-speaking-inc-greenwood-village-co-106255",
  "primary_business_name": "FINANCIALLY SPEAKING INC",
  "legal_name": "FINANCIALLY SPEAKING INC",
  "dbas": [],
  "city": "Greenwood Village",
  "state": "CO",
  "country": "United States",
  "cbsa_code": "19740",
  "metro": {
    "cbsa_code": "19740",
    "common_name": "Denver",
    "msa_name": "Denver-Aurora-Centennial, CO",
    "path": "/advisors/co/denver"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1991-06-06",
  "years_registered": 35,
  "period": "2026-10-01",
  "filing_date": "2026-03-24",
  "carried_forward": false,
  "raum_total": 164782668.0,
  "raum_discretionary": 160335631.0,
  "raum_non_discretionary": 4447037.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 164782668.0,
      "count": 295
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO"
  ],
  "websites": [
    "https://financiallyspeakinginc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106255",
  "city_as_filed": "GREENWOOD VILLAGE",
  "url": "https://advisorcensus.com/firm/financially-speaking-inc-greenwood-village-co-106255",
  "display_name": "Financially Speaking Inc",
  "summary": "Financially Speaking Inc is an SEC-registered investment advisory firm in Greenwood Village, CO, registered since 1991, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.",
  "citation": "AdvisorCensus. Financially Speaking Inc (CRD 106255): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Financially Speaking Inc compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Financially Speaking Inc reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "What does Financially Speaking Inc's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated March 24, 2026 states: Asset-based fee: 1% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Financially Speaking Inc located?",
      "a": "Financially Speaking Inc's principal office is in Greenwood Village, CO, according to its Form ADV."
    },
    {
      "q": "Is Financially Speaking Inc registered with the SEC or a state?",
      "a": "Financially Speaking Inc is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 106255."
    },
    {
      "q": "How much does Financially Speaking Inc manage?",
      "a": "Financially Speaking Inc reports $164,782,668 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (97% discretionary)."
    },
    {
      "q": "How have Financially Speaking Inc's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Financially Speaking Inc: Regulatory assets under management: $167,068,379 in the October 2021 data and $164,782,668 in the October 2026 data, down 1%. Total employees: 4 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Financially Speaking Inc serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (295)."
    },
    {
      "q": "Does Financially Speaking Inc report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106255"
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 167068379.0,
      "total_employees": 4,
      "filing_date": "2021-03-31"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 155803819.0,
      "total_employees": 4,
      "filing_date": "2022-08-08"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 149503853.0,
      "total_employees": 4,
      "filing_date": "2023-03-21"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 162017288.0,
      "total_employees": 5,
      "filing_date": "2024-03-07"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 157410751.0,
      "total_employees": 5,
      "filing_date": "2025-03-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 164782668.0,
      "total_employees": 5,
      "filing_date": "2026-03-24"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 24, 2026",
    "tiers": [],
    "flat_rate": "1% of assets a year",
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 1% of assets a year"
        ],
        "quotes": [
          "Unless negotiated otherwise, and agreed upon in the Engagement Letter, the annual fee is 1% of assets under management."
        ]
      }
    ],
    "quotes": [
      "Unless negotiated otherwise, and agreed upon in the Engagement Letter, the annual fee is 1% of assets under management."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/financially-speaking-inc-greenwood-village-co-106255.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 295,
      "fewer_than_5": false,
      "raum": 164782668.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106255",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}