# Financial Trust Asset Management Chartered

> Financial Trust Asset Management Chartered is an SEC-registered investment advisory firm in Boca Raton, FL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 3, 2026.

- CRD: 108998
- Filed as: FINANCIAL TRUST ASSET MANAGEMENT CHARTERED
- Also doing business as: FINANCIAL TRUST ASSET MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boca Raton, FL
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108998
- AdvisorCensus page: https://advisorcensus.com/firm/financial-trust-asset-management-chartered-boca-raton-fl-108998

## Quick answers

**How is Financial Trust Asset Management Chartered compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Trust Asset Management Chartered reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Financial Trust Asset Management Chartered located?**
Financial Trust Asset Management Chartered's principal office is in Boca Raton, FL, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Financial Trust Asset Management Chartered registered with the SEC or a state?**
Financial Trust Asset Management Chartered is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 108998.

**How much does Financial Trust Asset Management Chartered manage?**
Financial Trust Asset Management Chartered reports $141,926,313 in regulatory assets under management in its Form ADV filing dated August 3, 2026 (97% discretionary).

**How have Financial Trust Asset Management Chartered's assets and staff changed since 2025?**
In the Form ADV data for Financial Trust Asset Management Chartered: Regulatory assets under management: $115,310,077 in the October 2025 data and $141,926,313 in the October 2026 data, up 23%. Total employees: 5 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Trust Asset Management Chartered serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (151); high net worth individuals (49); corporations or other businesses not listed above (5).

**Which custodians does Financial Trust Asset Management Chartered use?**
Financial Trust Asset Management Chartered's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Goldman Sachs Custody Solutions as custodians holding 10% or more of its separately managed account assets.

**Does Financial Trust Asset Management Chartered report any disciplinary disclosures?**
Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation), 11.D(4) (another regulator's order in the past ten years), and 11.E(2) (self-regulatory organization's finding of a rule violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108998

**What changed in Financial Trust Asset Management Chartered's recent Form ADV filings?**
In the September 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Goldman Sachs Custody Solutions

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $141,926,313
- Discretionary: $137,895,973
- Non-discretionary: $4,030,340

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 151 | $35,550,393 |
| High net worth individuals | 49 | $91,193,919 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $12,849,255 |
| Charitable organizations | 1 | $853,448 |
| Corporations or other businesses not listed above | 5 | $1,479,298 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, LA, MA, NC, NY
- Disclosures (Item 11): Reports 3 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.E(2): Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108998

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Bradenton, FL

### Websites listed on Form ADV (Item 1.I)
- [financialtrust.net](https://financialtrust.net)
- [financialtrust.net/blog](https://financialtrust.net/blog)
- [huestonfinancialservices.com](https://huestonfinancialservices.com)
- LinkedIn @financial-trust-asset-management
- LinkedIn @a-stephen-hueston-iv-cpa-cfp®-6b340a168
- LinkedIn @arnom1
- LinkedIn @greg-vigrass-7a9a3b
- LinkedIn @john-sessa-202270208

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $115,310,077 | 5 | July 17, 2025 |
| October 2026 | $141,926,313 | 5 | August 3, 2026 |

Regulatory assets under management: $115,310,077 in the October 2025 data and $141,926,313 in the October 2026 data, up 23%.
Total employees: 5 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Updated its list of owners and control persons (Schedule A).

### June 2026
- No longer lists the business name Hueston Financial Services.

### April 2026
- Regulatory assets under management went from $115,310,077 to $141,926,313 (+23%).

### December 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Trust Asset Management Chartered (CRD 108998): Form ADV filing data as of October 2026.