# Financial Planning Services, Inc.

> Financial Planning Services, Inc. is an SEC-registered investment advisory firm in Fort Lauderdale, FL, registered since 2020, reporting under $25 million in regulatory assets under management in its Form ADV filing dated June 17, 2026.

- CRD: 311146
- Filed as: FINANCIAL PLANNING SERVICES, INC.
- Also doing business as: FINANCIAL PLANNING SOLUTIONS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Fort Lauderdale, FL
- Filing period: October 2026
- Form ADV filing dated: June 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/311146
- AdvisorCensus page: https://advisorcensus.com/firm/financial-planning-services-inc-fort-lauderdale-fl-311146

## Quick answers

**How is Financial Planning Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Planning Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Financial Planning Services, Inc. charge?**
Its Form ADV Part 2A brochure dated June 17, 2026 states: Flat fee: $250 (comprehensive review of your current brokerage and retirement accounts that…); Hourly rate: $199 an hour (comprehensive financial planning services in addition to our web-based…); Flat fee: $750 to $5,000 (Retirement Income Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Financial Planning Services, Inc. located?**
Financial Planning Services, Inc.'s principal office is in Fort Lauderdale, FL, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Financial Planning Services, Inc. registered with the SEC or a state?**
Financial Planning Services, Inc. is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 311146.

**How much does Financial Planning Services, Inc. manage?**
Financial Planning Services, Inc. reports $20,000,000 in regulatory assets under management in its Form ADV filing dated June 17, 2026 (100% discretionary).

**How have Financial Planning Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Financial Planning Services, Inc.: Regulatory assets under management: $150,000,000 in the October 2021 data and $20,000,000 in the October 2026 data, down 87%. Total employees: 1 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Planning Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (15); high net worth individuals (2).

**Which custodians does Financial Planning Services, Inc. use?**
Financial Planning Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Financial Planning Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311146

**What changed in Financial Planning Services, Inc.'s recent Form ADV filings?**
In the July 2026 filing data: Employees performing advisory functions went from 2 to 1. Regulatory assets under management went from $145,000,000 to $20,000,000 (-86%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated June 17, 2026)

- Flat fee: $250 (comprehensive review of your current brokerage and retirement accounts that…)

> The annual fixed fee for this service is $1,188.00 payable in twelve monthly installments of $99.00 at the beginning of each monthly period. There is a one-time upfront fee of $250.00

- Hourly rate: $199 an hour (comprehensive financial planning services in addition to our web-based…)

> Clients who desire comprehensive financial planning services in addition to our web-based consulting will be charge an hourly fee of $199.00 for these services

- Flat fee: $750 to $5,000 (Retirement Income Planning)

> We charge a fixed fee for Retirement Income Planning which generally ranges from $750 to $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $20,000,000
- Discretionary: $20,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 15 | $2,000,000 |
| High net worth individuals | 2 | $18,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2020 (6 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Charlotte, NC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $150,000,000 | 1 | June 9, 2021 |
| October 2022 | $160,000,000 | 1 | March 25, 2022 |
| October 2023 | $132,500,000 | 1 | March 7, 2023 |
| October 2024 | $137,000,000 | 1 | February 28, 2024 |
| October 2025 | $145,000,000 | 2 | April 1, 2025 |
| October 2026 | $20,000,000 | 2 | June 17, 2026 |

Regulatory assets under management: $150,000,000 in the October 2021 data and $20,000,000 in the October 2026 data, down 87%.
Total employees: 1 in October 2021 and 2 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Employees performing advisory functions went from 2 to 1.
- Regulatory assets under management went from $145,000,000 to $20,000,000 (-86%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Planning Services, Inc. (CRD 311146): Form ADV filing data as of October 2026.