{
  "crd_number": 317454,
  "slug": "financial-planning-associates-aptos-ca-317454",
  "primary_business_name": "FINANCIAL PLANNING ASSOCIATES",
  "legal_name": "MCCOURT, DANIEL IRVIN",
  "dbas": [],
  "city": "Aptos",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "42100",
  "metro": {
    "cbsa_code": "42100",
    "common_name": "Santa Cruz",
    "msa_name": "Santa Cruz-Watsonville, CA",
    "path": "/advisors/ca/santa-cruz"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2022-01-06",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-02-20",
  "carried_forward": false,
  "raum_total": null,
  "raum_discretionary": null,
  "raum_non_discretionary": null,
  "raum_band": "not_reported",
  "raum_band_label": "Not reported",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 0.0,
      "count": 90
    },
    "high_net_worth_individuals": {
      "raum": 0.0,
      "count": 30
    }
  },
  "compensation_types": [
    "hourly",
    "other"
  ],
  "advisory_activities": [
    "financial_planning",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 4,
  "states_registered": [
    "CA"
  ],
  "websites": [],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/317454",
  "disclosure_items": [
    {
      "item": "11.E(1)",
      "question": "Has a self-regulatory organization (such as FINRA) or a commodities exchange ever found that the firm or an advisory affiliate made a false statement or omission?"
    },
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    },
    {
      "item": "11.E(3)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was the cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?"
    },
    {
      "item": "11.E(4)",
      "question": "Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?"
    }
  ],
  "city_as_filed": "APTOS",
  "url": "https://advisorcensus.com/firm/financial-planning-associates-aptos-ca-317454",
  "display_name": "Financial Planning Associates",
  "summary": "Financial Planning Associates is a state-registered investment advisory firm in Aptos, CA, registered since 2022, with no regulatory assets under management reported in its Form ADV filing dated February 20, 2026.",
  "citation": "AdvisorCensus. Financial Planning Associates (CRD 317454): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Financial Planning Associates compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Financial Planning Associates reports these compensation arrangements: hourly charges; other."
    },
    {
      "q": "Where is Financial Planning Associates located?",
      "a": "Financial Planning Associates' principal office is in Aptos, CA, according to its Form ADV."
    },
    {
      "q": "Is Financial Planning Associates registered with the SEC or a state?",
      "a": "Financial Planning Associates is a state-registered investment advisory firm, registered since 2022. Status as filed: APPROVED. CRD 317454."
    },
    {
      "q": "What types of clients does Financial Planning Associates serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (90); high net worth individuals (30)."
    },
    {
      "q": "Does Financial Planning Associates report any disciplinary disclosures?",
      "a": "Reports 4 disclosure items on Form ADV Item 11: yes answers to 11.E(1) (self-regulatory organization's finding of a false statement or omission), 11.E(2) (self-regulatory organization's finding of a rule violation), 11.E(3) (self-regulatory organization's finding of causing a business's authorization to be denied, suspended, revoked, or restricted), and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/317454"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/financial-planning-associates-aptos-ca-317454.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 90,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 30,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports 4 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/317454",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}