# Financial Planning Advisors, Inc.

> Financial Planning Advisors, Inc. is a state-registered investment advisory firm in Alton, IL, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 122625
- Filed as: FINANCIAL PLANNING ADVISORS, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Alton, IL
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/122625
- AdvisorCensus page: https://advisorcensus.com/firm/financial-planning-advisors-inc-alton-il-122625

## Quick answers

**How is Financial Planning Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Planning Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Financial Planning Advisors, Inc. located?**
Financial Planning Advisors, Inc.'s principal office is in Alton, IL, according to its Form ADV.

**Is Financial Planning Advisors, Inc. registered with the SEC or a state?**
Financial Planning Advisors, Inc. is a state-registered investment advisory firm, registered since 2012. Status as filed: APPROVED. CRD 122625.

**How much does Financial Planning Advisors, Inc. manage?**
Financial Planning Advisors, Inc. reports $37,431,350 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (99% discretionary).

**What types of clients does Financial Planning Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (219); high net worth individuals (6); corporations or other businesses not listed above (2).

**Does Financial Planning Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/122625

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $37,431,350
- Discretionary: $37,162,198
- Non-discretionary: $269,152

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 219 | $30,433,929 |
| High net worth individuals | 6 | $6,958,124 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 1 | $22,939 |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 2 | $16,358 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2012 (14 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, MO, NV, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- howtoretire.net

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Planning Advisors, Inc. (CRD 122625): Form ADV filing data as of October 2026.