# Financial Perspectives

> Financial Perspectives is an SEC-registered investment advisory firm in Minneapolis, MN, registered since 2015, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 135549
- Filed as: FINANCIAL PERSPECTIVES
- Legal name: Financial Perspectives, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Minneapolis, MN
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/135549
- AdvisorCensus page: https://advisorcensus.com/firm/financial-perspectives-minneapolis-mn-135549

## Quick answers

**How is Financial Perspectives compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Perspectives reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Financial Perspectives charge?**
Its Form ADV Part 2A brochure dated March 25, 2026 states: Hourly rate: $175 an hour (Financial Planning fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Financial Perspectives located?**
Financial Perspectives' principal office is in Minneapolis, MN, according to its Form ADV.

**Is Financial Perspectives registered with the SEC or a state?**
Financial Perspectives is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 135549.

**How much does Financial Perspectives manage?**
Financial Perspectives reports $1,166,901,043 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (100% discretionary).

**How have Financial Perspectives' assets and staff changed since 2021?**
In the Form ADV data for Financial Perspectives: Regulatory assets under management: $838,201,204 in the October 2021 data and $1,166,901,043 in the October 2026 data, up 39%. Total employees: 12 in October 2021 and 14 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Perspectives serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (425); high net worth individuals (309); charitable organizations (2).

**Which custodians does Financial Perspectives use?**
Financial Perspectives' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Financial Perspectives report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/135549

**What changed in Financial Perspectives' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $1,000,250,400 to $1,166,901,043 (+17%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Hourly rate: $175 an hour (Financial Planning fees)

> Hourly fees. Hourly rates are $175 per hour. Clients will be sent an invoice, billed in arrears.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,166,901,043
- Discretionary: $1,165,566,386
- Non-discretionary: $1,334,657

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 425 | $114,788,612 |
| High net worth individuals | 309 | $1,046,091,780 |
| Charitable organizations | 2 | $6,018,495 |
| Corporations or other businesses not listed above | 1 | $2,156 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2015 (11 years)
- Employees: 14 total, 14 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, GA, IA, IL, MA, MI, MN, MO, NJ, NY, OH, SD, TN, TX, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fpwealth.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $838,201,204 | 12 | March 11, 2021 |
| October 2022 | $767,710,007 | 13 | March 25, 2022 |
| October 2023 | $744,093,321 | 13 | July 24, 2023 |
| October 2024 | $864,619,491 | 13 | September 25, 2024 |
| October 2025 | $1,000,250,400 | 14 | May 2, 2025 |
| October 2026 | $1,166,901,043 | 14 | March 25, 2026 |

Regulatory assets under management: $838,201,204 in the October 2021 data and $1,166,901,043 in the October 2026 data, up 39%.
Total employees: 12 in October 2021 and 14 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $1,000,250,400 to $1,166,901,043 (+17%).
- Updated its list of owners and control persons (Schedule A).

### January 2026
- Registered or notice-filed in SD.
- No longer registered or notice-filed in NE.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Perspectives (CRD 135549): Form ADV filing data as of October 2026.