# Financial Mountain Inc

> Financial Mountain Inc is an SEC-registered investment advisory firm in Boulder, CO, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated December 22, 2025.

- CRD: 108489
- Filed as: FINANCIAL MOUNTAIN INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boulder, CO
- Filing period: October 2026
- Form ADV filing dated: December 22, 2025
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108489
- AdvisorCensus page: https://advisorcensus.com/firm/financial-mountain-inc-boulder-co-108489

## Quick answers

**How is Financial Mountain Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Mountain Inc reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Financial Mountain Inc located?**
Financial Mountain Inc's principal office is in Boulder, CO, according to its Form ADV.

**Is Financial Mountain Inc registered with the SEC or a state?**
Financial Mountain Inc is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 108489.

**How much does Financial Mountain Inc manage?**
Financial Mountain Inc reports $111,337,000 in regulatory assets under management in its Form ADV filing dated December 22, 2025 (100% discretionary).

**What types of clients does Financial Mountain Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (90); high net worth individuals (37).

**Which custodians does Financial Mountain Inc use?**
Financial Mountain Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Investments as a custodian holding 10% or more of its separately managed account assets.

**Does Financial Mountain Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108489

**Does Financial Mountain Inc state an account minimum?**
Its Form ADV Part 2A brochure dated December 22, 2025 says: "There is no minimum account size and Clients are not required to have a certain amount of investment experience or sophistication."

**What changed in Financial Mountain Inc's recent Form ADV filings?**
In the February 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated December 22, 2025)

- Account minimum: None

> There is no minimum account size and Clients are not required to have a certain amount of investment experience or sophistication.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Investments

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $111,337,000
- Discretionary: $111,337,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 90 | $77,000,000 |
| High net worth individuals | 37 | $34,337,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financialmountainonline.com
- Facebook @FinancialMountain
- X @financialmtn

## Changes in the filing (last 12 months)

### February 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Mountain Inc (CRD 108489): Form ADV filing data as of October 2026.