# Financial Management Network Inc

> Financial Management Network Inc is an SEC-registered investment advisory firm in Mission Viejo, CA, registered since 1991, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated December 19, 2025.

- CRD: 110454
- Filed as: FINANCIAL MANAGEMENT NETWORK INC
- Also doing business as: FINANCIAL MANAGEMENT NETWORK INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Mission Viejo, CA
- Filing period: October 2026
- Form ADV filing dated: December 19, 2025
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110454
- AdvisorCensus page: https://advisorcensus.com/firm/financial-management-network-inc-mission-viejo-ca-110454

## Quick answers

**How is Financial Management Network Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Management Network Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**How much does Financial Management Network Inc charge?**
Its Form ADV Part 2A brochure dated December 19, 2025 states: Hourly rate: $300 an hour (advice on specific financial concerns); Subscription: $500 to $3,500 a month. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Financial Management Network Inc located?**
Financial Management Network Inc's principal office is in Mission Viejo, CA, according to its Form ADV; the January 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Financial Management Network Inc registered with the SEC or a state?**
Financial Management Network Inc is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 110454.

**How much does Financial Management Network Inc manage?**
Financial Management Network Inc reports $2,143,652,081 in regulatory assets under management in its Form ADV filing dated December 19, 2025 (73% discretionary).

**How have Financial Management Network Inc's assets and staff changed since 2021?**
In the Form ADV data for Financial Management Network Inc: Regulatory assets under management: $1,203,643,071 in the October 2021 data and $2,143,652,081 in the October 2026 data, up 78%. Total employees: 45 in October 2021 and 50 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Management Network Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (919); high net worth individuals (460); pension and profit sharing plans (but not the plan participants or government pension plans) (131).

**Which custodians does Financial Management Network Inc use?**
Financial Management Network Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Financial Management Network Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110454

**What changed in Financial Management Network Inc's recent Form ADV filings?**
In the January 2026 filing data: Regulatory assets under management went from $1,796,671,361 to $2,143,652,081 (+19%). Added an office in Mission Viejo, CA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated December 19, 2025)

- Hourly rate: $300 an hour (advice on specific financial concerns)

> FMN offers advice on specific financial concerns at a cost of $300 per hour.

- Subscription: $500 to $3,500 a month

> FMN has a fee range of $500 to $3,500 per month for this service. The Client will be billed on a monthly basis

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,143,652,081
- Discretionary: $1,559,680,144
- Non-discretionary: $583,971,937

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 919 | $260,768,663 |
| High net worth individuals | 460 | $1,263,313,902 |
| Banking or thrift institutions | Fewer than 5 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 131 | $598,462,589 |
| Charitable organizations | Fewer than 5 | Not reported |
| State or municipal government entities (including government pension plans) | Fewer than 5 | $0 |
| Other investment advisers | Fewer than 5 | $0 |
| Insurance companies | 7 | $14,909,015 |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | Not reported |
| Corporations or other businesses not listed above | 11 | $6,197,912 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 1991 (34 years)
- Employees: 50 total, 21 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, HI, ID, KS, LA, MN, NC, NM, NV, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the January 2026 filing
- Mission Viejo, CA

### Websites listed on Form ADV (Item 1.I)
- californiabusinessbenefits.com
- fmnbenefits.com
- fmncc.com
- piplan.org
- wbtplan.com
- Facebook @p

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,203,643,071 | 45 | January 4, 2021 |
| October 2022 | $1,512,005,041 | 43 | August 11, 2022 |
| October 2023 | $1,326,835,171 | 47 | December 21, 2022 |
| October 2024 | $1,478,373,298 | 48 | March 26, 2024 |
| October 2025 | $1,796,671,361 | 49 | April 21, 2025 |
| October 2026 | $2,143,652,081 | 50 | December 19, 2025 |

Regulatory assets under management: $1,203,643,071 in the October 2021 data and $2,143,652,081 in the October 2026 data, up 78%.
Total employees: 45 in October 2021 and 50 in October 2026.

## Changes in the filing (last 12 months)

### January 2026
- Regulatory assets under management went from $1,796,671,361 to $2,143,652,081 (+19%).
- Added an office in Mission Viejo, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Management Network Inc (CRD 110454): Form ADV filing data as of October 2026.