# Financial LAB

> Financial LAB is a state-registered investment advisory firm in Decatur, GA, registered since 2023, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 326483
- Filed as: FINANCIAL LAB
- Legal name: Financial LAB Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Decatur, GA
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/326483
- AdvisorCensus page: https://advisorcensus.com/firm/financial-lab-decatur-ga-326483

## Quick answers

**How is Financial LAB compensated?**
On its Form ADV (Item 5.E, October 2026), Financial LAB reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Financial LAB located?**
Financial LAB's principal office is in Decatur, GA, according to its Form ADV.

**Is Financial LAB registered with the SEC or a state?**
Financial LAB is a state-registered investment advisory firm, registered since 2023. Status as filed: APPROVED. CRD 326483.

**How much does Financial LAB manage?**
Financial LAB reports $1,397,475 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (100% discretionary).

**What types of clients does Financial LAB serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (16); individuals (other than high net worth individuals) (4).

**Does Financial LAB report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/326483

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $1,397,475
- Discretionary: $1,397,475
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 4 | $294,734 |
| High net worth individuals | 16 | $1,102,741 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (3 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: GA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financiallab.us
- lauradmoney.com
- reddit.com/user/lauradmoney
- Facebook @lauradmoney
- Instagram @lauradmoney
- LinkedIn @lauradmoney
- Pinterest @lauradmoney
- TikTok @lauradmoney
- X @lauradmoney

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial LAB (CRD 326483): Form ADV filing data as of October 2026.