# Financial Growth Concepts

> Financial Growth Concepts is a state-registered investment advisory firm, registered since 2004, with no regulatory assets under management reported in its Form ADV filing dated March 5, 2026.

- CRD: 125029
- Filed as: FINANCIAL GROWTH CONCEPTS
- Legal name: Roubal, Dennis Lynn
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Michigan
- Filing period: October 2026
- Form ADV filing dated: March 5, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/125029
- AdvisorCensus page: https://advisorcensus.com/firm/financial-growth-concepts-125029

## Quick answers

**How is Financial Growth Concepts compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Growth Concepts reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Is Financial Growth Concepts registered with the SEC or a state?**
Financial Growth Concepts is a state-registered investment advisory firm, registered since 2004. Status as filed: APPROVED. CRD 125029.

**What types of clients does Financial Growth Concepts serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (6).

**Does Financial Growth Concepts report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/125029

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 6 | $0 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2004 (22 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Growth Concepts (CRD 125029): Form ADV filing data as of October 2026.