# Financial Elements, Inc

> Financial Elements, Inc is an SEC-registered investment advisory firm in Rolling Meadows, IL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 12, 2026.

- CRD: 148557
- Filed as: FINANCIAL ELEMENTS, INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Rolling Meadows, IL
- Filing period: October 2026
- Form ADV filing dated: February 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/148557
- AdvisorCensus page: https://advisorcensus.com/firm/financial-elements-inc-rolling-meadows-il-148557

## Quick answers

**How is Financial Elements, Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Elements, Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Financial Elements, Inc located?**
Financial Elements, Inc's principal office is in Rolling Meadows, IL, according to its Form ADV.

**Is Financial Elements, Inc registered with the SEC or a state?**
Financial Elements, Inc is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 148557.

**How much does Financial Elements, Inc manage?**
Financial Elements, Inc reports $192,562,151 in regulatory assets under management in its Form ADV filing dated February 12, 2026 (100% discretionary).

**How have Financial Elements, Inc's assets and staff changed since 2025?**
In the Form ADV data for Financial Elements, Inc: Regulatory assets under management: $102,114,729 in the October 2025 data and $192,562,151 in the October 2026 data, up 89%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Elements, Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (64); high net worth individuals (58); charitable organizations (2).

**Which custodians does Financial Elements, Inc use?**
Financial Elements, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Financial Elements, Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/148557

**What changed in Financial Elements, Inc's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $102,114,729 to $192,562,151 (+89%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $192,562,151
- Discretionary: $192,562,151
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 64 | $40,786,861 |
| High net worth individuals | 58 | $150,524,949 |
| Charitable organizations | 2 | $1,250,341 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, IL, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financialelementsinc.com
- Facebook @FINANCIAL-ELEMENTS
- LinkedIn @2028626
- X @FINELEMENTSINC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $102,114,729 | 2 | June 24, 2025 |
| October 2026 | $192,562,151 | 2 | February 12, 2026 |

Regulatory assets under management: $102,114,729 in the October 2025 data and $192,562,151 in the October 2026 data, up 89%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $102,114,729 to $192,562,151 (+89%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Elements, Inc (CRD 148557): Form ADV filing data as of October 2026.