# Financial Directions LLC

> Financial Directions LLC is an SEC-registered investment advisory firm in Tucson, AZ, registered since 1999, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 108475
- Filed as: FINANCIAL DIRECTIONS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tucson, AZ
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108475
- AdvisorCensus page: https://advisorcensus.com/firm/financial-directions-llc-tucson-az-108475

## Quick answers

**How is Financial Directions LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Directions LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Financial Directions LLC charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Subscription: $100 to $1,500 a year (retainer); Subscription: $1,500 to $10,000 a year (retainer); Subscription: $10,000 to $15,000 a year (retainer); Subscription: $15,000 a year (retainer). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Financial Directions LLC located?**
Financial Directions LLC's principal office is in Tucson, AZ, according to its Form ADV.

**Is Financial Directions LLC registered with the SEC or a state?**
Financial Directions LLC is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 108475.

**How much does Financial Directions LLC manage?**
Financial Directions LLC reports $737,846,215 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary).

**How have Financial Directions LLC's assets and staff changed since 2021?**
In the Form ADV data for Financial Directions LLC: Regulatory assets under management: $469,635,775 in the October 2021 data and $737,846,215 in the October 2026 data, up 57%. Total employees: 7 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial Directions LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,332); high net worth individuals (156).

**Which custodians does Financial Directions LLC use?**
Financial Directions LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists American Funds Service Co and Fidelity INVESTMENTS/NATIONAL Financial as custodians holding 10% or more of its separately managed account assets.

**Does Financial Directions LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108475

**What changed in Financial Directions LLC's recent Form ADV filings?**
In the April 2026 filing data: Registered or notice-filed in NC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Subscription: $100 to $1,500 a year (retainer)

> $0 - 150,000 $100- $1500 per year

- Subscription: $1,500 to $10,000 a year (retainer)

> $150,001 - 1,000,000 $1500-$10,000 per year

- Subscription: $10,000 to $15,000 a year (retainer)

> $1,000,000 - 3,000,000 $10,000-$15,000 per year

- Subscription: $15,000 a year (retainer)

> >$3,000,000 $15,000 - Negotiable per year

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- American Funds Service Co
- Fidelity INVESTMENTS/NATIONAL Financial

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $737,846,215
- Discretionary: $737,846,215
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,332 | $285,069,489 |
| High net worth individuals | 156 | $452,776,726 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1999 (26 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, NC, NM, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financialdirectionsllc.com
- Facebook @FINANCIALDIRECTIONSLLC
- LinkedIn @FINANCIAL-DIRECTIONS-LLC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $469,635,775 | 7 | March 23, 2021 |
| October 2022 | $535,488,991 | 6 | March 29, 2022 |
| October 2023 | $556,560,199 | 4 | March 21, 2023 |
| October 2024 | $560,568,238 | 3 | March 25, 2024 |
| October 2025 | $672,472,149 | 3 | March 5, 2025 |
| October 2026 | $737,846,215 | 3 | March 24, 2026 |

Regulatory assets under management: $469,635,775 in the October 2021 data and $737,846,215 in the October 2026 data, up 57%.
Total employees: 7 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Directions LLC (CRD 108475): Form ADV filing data as of October 2026.