{
  "crd_number": 108475,
  "slug": "financial-directions-llc-tucson-az-108475",
  "primary_business_name": "FINANCIAL DIRECTIONS LLC",
  "legal_name": "FINANCIAL DIRECTIONS LLC",
  "dbas": [],
  "city": "Tucson",
  "state": "AZ",
  "country": "United States",
  "cbsa_code": "46060",
  "metro": {
    "cbsa_code": "46060",
    "common_name": "Tucson",
    "msa_name": "Tucson, AZ",
    "path": "/advisors/az/tucson"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1999-10-18",
  "years_registered": 26,
  "period": "2026-10-01",
  "filing_date": "2026-03-24",
  "carried_forward": false,
  "raum_total": 737846215.0,
  "raum_discretionary": 737846215.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 285069489.0,
      "count": 2332
    },
    "high_net_worth_individuals": {
      "raum": 452776726.0,
      "count": 156
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "CO",
    "NC",
    "NM",
    "TX"
  ],
  "websites": [
    "https://facebook.com/FINANCIALDIRECTIONSLLC",
    "https://financialdirectionsllc.com",
    "https://linkedin.com/COMPANY/FINANCIAL-DIRECTIONS-LLC"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/108475",
  "city_as_filed": "TUCSON",
  "url": "https://advisorcensus.com/firm/financial-directions-llc-tucson-az-108475",
  "display_name": "Financial Directions LLC",
  "summary": "Financial Directions LLC is an SEC-registered investment advisory firm in Tucson, AZ, registered since 1999, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 24, 2026.",
  "citation": "AdvisorCensus. Financial Directions LLC (CRD 108475): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Financial Directions LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Financial Directions LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Financial Directions LLC located?",
      "a": "Financial Directions LLC's principal office is in Tucson, AZ, according to its Form ADV."
    },
    {
      "q": "Is Financial Directions LLC registered with the SEC or a state?",
      "a": "Financial Directions LLC is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 108475."
    },
    {
      "q": "How much does Financial Directions LLC manage?",
      "a": "Financial Directions LLC reports $737,846,215 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary)."
    },
    {
      "q": "How have Financial Directions LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Financial Directions LLC: Regulatory assets under management: $469,635,775 in the October 2021 data and $737,846,215 in the October 2026 data, up 57%. Total employees: 7 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Financial Directions LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,332); high net worth individuals (156)."
    },
    {
      "q": "Which custodians does Financial Directions LLC use?",
      "a": "Financial Directions LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists American Funds Service Co and Fidelity INVESTMENTS/NATIONAL Financial as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Financial Directions LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108475"
    },
    {
      "q": "What changed in Financial Directions LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Registered or notice-filed in NC."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 469635775.0,
      "total_employees": 7,
      "filing_date": "2021-03-23"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 535488991.0,
      "total_employees": 6,
      "filing_date": "2022-03-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 556560199.0,
      "total_employees": 4,
      "filing_date": "2023-03-21"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 560568238.0,
      "total_employees": 3,
      "filing_date": "2024-03-25"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 672472149.0,
      "total_employees": 3,
      "filing_date": "2025-03-05"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 737846215.0,
      "total_employees": 3,
      "filing_date": "2026-03-24"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Registered or notice-filed in NC."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "American Funds Service Co",
      "name_as_filed": "AMERICAN FUNDS SERVICE CO",
      "affiliated": false
    },
    {
      "name": "Fidelity INVESTMENTS/NATIONAL Financial",
      "name_as_filed": "FIDELITY INVESTMENTS/NATIONAL FINANCIAL",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/financial-directions-llc-tucson-az-108475.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 2332,
      "fewer_than_5": false,
      "raum": 285069489.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 156,
      "fewer_than_5": false,
      "raum": 452776726.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/108475",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}